Free access to your FICO® Scores

Hudson Valley Federal Credit Union (HVFCU) is now offering members free access to their FICO® Scores, including information on the top factors affecting their scores and comprehensive credit education. The scores, updated quarterly, are available through HVFCU's secure Internet and Mobile Banking services to members who have open consumer loans with the credit union, including credit cards and home equities, but excluding mortgages.
 
"We're committed to helping our members achieve financial success," said Mary Madden, President and CEO.  "Providing members free access to their FICO Scores is one way we can help them better understand what factors impact their credit score and their financial wellness."
 
FICO Scores are based on information provided by consumer credit reporting agencies and are used by 90 percent of top lenders. FICO scores are used to help determine rates consumers pay on purchases and financing.