Built for Business – Financial Solutions for You
Business Accounts
Make your money work as hard as you do. Manage expenses or invest in the growth of your business with the right business banking accounts.
- Business Checking Options Based on Size
- Visa® Debit Card for Business with Rewards
- Business Savings Accounts
- Business Certificates and Tiered Money Markets
Business Accounts
Business Lending
Get access to short-term capital, purchase inventory, eliminate leasing uncertainties or consolidate debt with a partnership that will evolve with your company.
- Commercial Mortgages
- Business Loans
- Business Lines of Credit
- Vehicle & Equipment Loans
Business Loans
Business Lending Made Easy
We now offer a convenient and simple way for you to apply online for a business loan – any time and from any device. Whether you are looking for a credit card, line of credit, equipment/vehicle loan, or commercial mortgage, you can get the process started by clicking the button below.
Must be eligible for membership if applying for funding through HVCU. Qualified business include those located in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County.
Business Visa® Platinum Credit Card
A simple way to manage cash flow, purchase inventory,
make supplier payments or secure emergency funds.
- 1x Point for Every $1 on Qualified Purchases1
- Up to $50,000 Borrowing Limit
- No Annual Fees
Apply now
Commercial Mortgages
Capital expenditures at a low rate. Cancel rent payments when you buy, build or refinance property.
- Owner and Non-Owner Occupied Financing
- Loans Start at $50,000
- Conventional or SBA Financing
- No Pre-Payment/Payoff Penalties
Learn More 
Useful Resources
When you rely on HVCU for all your business banking needs, you have a team of professionals ready to guide you to even more success. We’re more than your financial institution. We’re your financial partner.
1 Your account must be open and in good standing (not over-the-limit or past due) to earn or redeem points. PIN, Point-of-Sale, ATM transactions, cash withdrawal, and checks do not apply. Points are not be earned or accumulated for cash advances, convenience checks, traveler’s check purchases, finance charges, late fees, annual fees, over-limit fees, or transaction fees.