The holidays generate strong demand and an influx of cash flow for some types of businesses, while others experience a temporary decline in sales. These fluctuations can be particularly pronounced for seasonal businesses such as landscapers, contractors, restaurants, and photographers. Your business savings may not be enough to cover a temporary shortage in cash flow.
A business credit card
or line of credit
can be an effective way to insulate your business from these occasional lulls while making sure you have the resources necessary to prepare for peak sales season.
Your local Branch Manager
can review your options and work with you to create a plan to improve cash flow, save more of what you make, and keep your business on track to achieve its goals. An Hudson Valley Branch Manager
can also introduce you to other members of the team who are ready to help, including our commercial lending experts. They can help you develop affordable financing plans to expand your space, increase inventory, or purchase equipment.
and ask to speak with a Branch Manager
or stop by the branch
that’s most convenient for you.