| Type of Account |
Visa® Classic |
Visa Gold |
Visa Platinum |
| Annual Percentage Rate (APR) for Purchases |
Current Rate
13.50%
and may vary |
Current Rate
13.50%
and may vary |
Current Rate
17.50%
and may vary |
| Monthly Periodic Rate for Purchases |
1.12500% |
1.12500% |
1.45833% |
| Annual Percentage Rate (APR) for Cash Advances |
Current Rate
13.50%
and may vary |
Current Rate
13.50%
and may vary |
Current Rate
17.50%
and may vary |
| Monthly Periodic Rate for Cash Advances |
1.12500%
|
1.12500% |
1.45833% |
| Annual Percentage Rate (APR) for Balance Transfers |
Current Rate
13.50%
and may vary |
Current Rate
13.50%
and may vary |
Current Rate
17.50%
and may vary |
| Monthly Periodic Rate for Balance Transfers |
1.12500% |
1.12500% |
1.45833% |
| Variable Rate Information |
Your Annual Percentage Rate for purchases, cash advances, and balance transfers may vary. |
Your Annual Percentage Rate for purchases, cash advances, and balance transfers may vary. |
Your Annual Percentage Rate for purchases, cash advances, and balance transfers may vary. |
| Grace Period for Repayment of Balance |
25 days from
statement closing date |
25 days from
statement closing date |
25 days from
statement closing date |
| Method of Computing the Balance for Purchases |
Average Daily Balance |
Average Daily Balance |
Average Daily Balance |
| Annual Fee |
$15.00 |
None |
None |
| Transaction Fee for Cash Advances |
2% of advance amount |
2% of advance amount |
2% of advance amount |
| Transaction Fee for Balance Transfers |
None |
None |
None |
| Over-the-Credit-Limit Fee |
None |
None |
None |
| Late Payment Fee |
up to $25.00 |
up to $25.00 |
up to $25.00 |
| Foreign Transaction Fee |
Exchange Rate + 1% |
Exchange Rate + 1% |
Exchange Rate + 1% |