With rates this low and an offer like this, there’s never been a better time to buy a home. This is a limited time offer- apply today, and you could receive up to $1,500 when you finance with us. Mortgage must close within 90 days of receipt of application to be eligible.
Your Dream Home
We know that when it comes to home financing, everyone’s needs are different. Your stage in life, the size of your family, your income, budget, and savings all come into focus when you’re buying or building your dream home. We offer a number of flexible financing options
that can make home ownership a reality, including FHA, SONYMA and VA loans for first-time homebuyers and veterans
. When financing your home with HVCU, you can expect:
Take advantage of this limited-time offer today. Apply in just 15 minutes! Our enhanced online application allows you to complete an application, create a user name and password, upload and review documents, lock in your rate, and check the status of outstanding conditions on the Landing Zone Loan Status Page. You will also be able to consent to viewing and receiving documents electronically.
FREE Homebuyer Guide
Download our latest homebuyer guide
for more information about the mortgage process, including how much you need to save for a home purchase, buying in a competitive market, a list of steps to mortgage financing, and more. Whether you're just starting to save or are purchasing a home in the near-future, we hope you find it useful in your home buying journey.
Speak with an HVCU Mortgage Loan Officer
Not ready to apply yet? Complete the form below to have an HVCU Mortgage Loan Officer contact you to discuss your mortgage options.
1Primary occupancy residential purchase mortgages only. All other loan types, including HVCU mortgage refinances, home equity products, or commercial mortgages, are not eligible for this reduced closing cost promotional offer. Complete mortgage application must be received on or after 12:01 am on 1/27/21, and the mortgage must close within 90 days of receipt of application to be eligible. No exceptions will be made or considered. Up to $1,500 off closing costs is dependent on loan type and loan to value (LTV) as those terms and conditions are determined by secondary market requirements. Pursuant to secondary market requirements, loan amounts and limits are determined by geographic location and may vary by county. The amount of the closing costs reduction offer applicable to your loan type and balance will be credited at closing. Member pays for all other costs at closing. Offer may not be combined with any other offers or discounts unless otherwise expressly noted. May be subject to IRS reporting. Consult a tax professional as to reporting requirements, as this offer is not intended to provide tax advice or guidance. This offer is not guaranteed if your account is not in good standing and if you do not meet our credit and/or underwriting criteria. Offer may be withdrawn at any time by HVCU without further notice provided to you. Speak to an HVCU Mortgage Loan Officer for more information. Visit hvcu.org for current rates and further information.