Even a small difference in rate could add up to big savings over the life of your loan. Refinancing your auto loan or personal loan at a lower rate can help you decrease your monthly payment. As an added bonus, if you refinance your loans (from another institution) of $5,000 or more between March 2 and May 31, 2020, we will deposit up to $300 right into your HVCU savings account.
You may want to consider refinancing
- Your credit has improved since you opened your loan.
- Your current rate is higher than the rates we offer.
- You want a longer term and lower monthly payments.
- Your lease is expiring and you want to keep the vehicle.
Apply for a vehicle loan online
Apply for a personal loan online
90 Day No Pay
Plus, you may be eligible to delay your auto payments for up to 90 days!2
Save on Your Insurance Too!
Our agents can help you compare options to make sure you’re getting the right insurance coverage at the best price. Email
or call 845.463.5646 for your complimentary insurance review with Hudson Valley Credit Union Insurance Services.
Insurance products: Are not NCUA/NCUSIF Insured | Are not obligations of HVCU | Are not guaranteed by HVCU