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Visa Signature Card

Life is about to get more rewarding! Make a purchase – and a statement – with our HVFCU Visa Signature card.
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    25,000 HVFCU Rewards! bonus points1
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    2x the HVFCU Rewards! points on every purchase
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    No foreign transaction fee2
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    No annual fee the first year2

Get Started

Apply online

What to Expect When Applying

Visa Signature Concierge

Visa Signature cardholders enjoy concierge services which includes complimentary 24-hour assistance booking travel, finding event tickets, making dinner reservations and more! Your concierge service can help:
  • Provide recommendations on the finest hotels, resorts, and cruises.
  • Coordinate airfare, arrange tours and transportation, and reserve tables at top restaurants.
  • Purchase theater tickets, find a gift for that special occasion, or even help book those hard-to-get reservations.
 Get started with Visa Signature Concierge.
  • No Foreign Transaction Fees - You will not be charged a transaction fee when making a purchase outside the United States.
  • Visa Signature Luxury Hotel Collection - Enjoy complimentary hotel and transportation discounts when you book through the Visa Signature Luxury Hotel Collection. For details on all travel benefits, go to
  • Emergency Card Replacement and Emergency Cash Disbursement - If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.
  • Travel and Emergency Assistance Services - Get help coordinating medical, legal, and travel services while you're away from home.

Experience More

With Visa Signature, you have exclusive access to:

Sports and Entertainment
Enjoy access to ticket packages to popular sporting events. Learn more about current event and ticket opportunities in Sports & Entertainment benefits.

Fine Wine and Food
Receive year-round benefits at over 50 wineries in Sonoma County. For details click here.

Benefits include:

  • Purchase 1 standard tasting using a Visa Signature or Visa Infinite card and receive 1 complimentary tasting of equal or lesser value
  • Preferred pricing on non-wine purchases over $50, where applicable
  • Savings on wine purchased same day in Tasting Room
  • Savings on Reserve tastings or special wine-and-food pairings

Premium Shopping Discounts

You're invited to shop and save with discounts at top retailers, from jewelry to apparel and electronics. For the most current offers, visit

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Visa Signature Variable APR

View all rates and disclosures

In addition to the standard Visa Benefits, Signature cardholders enjoy:

Identity Theft Resolution Services3 - Provides access to a number of Identity Theft resolutions services if you are a victim of Identity theft. To use this service, call 1.877.319.4403.

Lost Luggage3 -Travel with greater peace of mind with supplemental reimbursement for checked or carry-on luggage and its contents due to theft or misdirection by a carrier. To use this service, call 1.800.757.1274.

Price Protection3 - Provides reimbursement, within sixty (60) days of purchase, for the difference between the price paid for an eligible item and a lower advertised price for the same item. To use this service, call 1.800.553.7520.

Trip Cancellation/Trip Interruption3 - Purchase tickets with your Visa Signature credit card and receive reimbursement for the cost of your scheduled passenger fare for a covered trip in the event the trip must be canceled or interrupted due to covered reasons.

Warranty Manager Service3 - Extends the time period of the original manufacturer's written U.S. repair warranty by one (1) additional year on eligible warranties of three (3) years or less when an eligible item is purchased entirely with your Visa Signature credit card.


Our Visa credit cards now feature advanced microchip technology. An embedded chip provides additional protection from fraud and unauthorized use when using your card at chip-enabled card readers. Your information is encrypted to safeguard your personal information during the transaction process.


Visa Checkout makes it easy to complete your online purchases by eliminating the need to fill out lengthy checkout forms. Visa Checkout saves your billing, shipping, and credit card info so you don’t have to enter them each time you make an online purchase.


Once enrolled, simply enter your Visa Checkout username and password whenever you see the “Checkout with Visa Checkout” option. Visa Checkout works with HVFCU personal and business credit cards and debit cards, and is compatible with any device – whether computer, tablet, or phone.


To enjoy faster online shopping, enroll for Visa Checkout today.


Save time while savings a few trees when you arrange for convenient electronic statements. We’ll send you notification by email when they are available to view. Review up to 24 months of statement history.

Enroll in Electronic Statements

A valid email address is required for electronic statements. HVFCU staff are not able to enroll you in electronic statements due to certain disclosure agreements required through the GoToMyCard site.


GoToMyCard gives you secure online access to your card account so you can:

  • Get your current account summary
  • Review card activity
  • View billing statements
  • Make a payment
  • And more

Access GoToMyCard through Internet Banking or from the homepage of our website. No site registration is required when you access the site through Internet Banking.

Disclosures & Pricing Information


Based upon your credit card, please refer to the following disclosures and pricing information

Disclosures & Pricing for Cards Currently Issued

Useful Resource

Get a free credit report review from BALANCE. Their counselors are certified to review credit reports and can help make sense of what is in your report.

Credit Report Review
1 You will receive 25,000 bonus points if you make $5,000 or more in purchases within three months of opening an HVFCU Visa Signature Credit Card. “Purchases” do not include balance transfers or cash advances. All other HVFCU credit cards are excluded from this offer. After qualifying, please allow 4-6 weeks for bonus points to post to your account. Credit card account must be open and in good standing to be eligible. Limit one bonus point offer per credit line.

Variable Signature APR 15.50%. Rates are accurate as of 7/4/19 and are subject to change without notice.  The fee for cash advances is 2% of the advance amount. Annual Fee is $49 after the first year.

3 For additional information, review your Visa Signature Guide to Card Benefits.