Rates as Low as 1.99% APR1
If you're in the market for a new car
, now is a perfect time to start shopping and save with rates as low as 1.99% APR.1
No Payments for 90 Days2
Make no payments for 90 days2
when you purchase or refinance your car with us. Learn more about how refinancing
your loan from another institution could save you hundreds or even thousands of dollars over the life of your loan.
Terms Up to 84 Months3
We offer flexibility when it comes to the term of your loan, with terms up to 7 years on new and used cars, and financing up to 125% of LTV (total loan-to-value).3
Get $200 When You Refinance an Auto Loan4
At HVCU, we’re confident we can meet or beat your auto or personal loan rate. Get $200 when you refinance your loans (from another institution) of $10,000 or more between May 12 and October 31, 2021.* As an added bonus, you could reduce your rate by up to 1%. Even a small difference in rate could add up to big savings over the life of your loan. Refinancing your auto loan or personal loan at a lower rate can help you decrease your monthly payment.
You may want to consider refinancing if:
- Your credit has improved since you opened your loan.
- Your current rate is higher than the rates we offer.
- You want a longer term and lower monthly payments.
- Your lease is expiring and you want to keep the vehicle.
Don’t Wait – Apply Today!
Don’t miss out on these three great reasons to get a car loan with HVCU.
As a reminder, you can finance your car loan directly at any of the dealers in our partner network
. You can also start your application online or in a branch and then finalize at a dealer. Whichever you prefer, you’ll still receive the same low rates and flexible financing terms. Be sure to tell the dealer you want to finance your loan with HVCU, and we’ll send payment directly to them — and also coordinate your title and lien.
Apply For a Car Loan online
Looking for More Great Ways to Save?
Hudson Valley Credit Union Insurance Services can help. Click below or call 845.463.5646 today for a complimentary insurance review.
Get a Complimentary insurance Review
Insurance products: Are not NCUA/NCUSIF Insured | Are not obligations of HVCU | Are not guaranteed by HVCU