Who Can Enter: All individuals who are Hudson Valley Credit Union (“HVCU”) members in good standing (or are eligible for HVCU membership), are at least eighteen (18) years of age, and create a unique PIN in our phone system between 12 am ET on October 23, 2020 and 11:59 pm ET on November 27, 2020. If you live, work, worship, volunteer, or attend school within the New York counties of Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties, you are eligible for membership.
How to Enter: Individuals who call HVCU at 845.463.3011/800.468.3011 between 12 am ET on October 23, 2020 and 11:59 pm ET on November 27, 2020 and create a unique PIN are automatically entered into the drawing. There is a limit of one (1) entry per person.
Prizes: HVCU will award one (1) $100 Visa Gift Card to five (5) prizewinners. On approximately December 14, 2020, the HVCU Marketing Department will conduct a random drawing and select five (5) prizewinners from all qualified individuals who created a unique PIN in our phone system between 12 am ET on October 23, 2020 and 11:59 pm ET on November 27, 2020.
The odds of winning depend on the total number of qualified individuals who create a unique PIN in our phone system between 12 am ET on October 23, 2020 and 11:59 pm ET on November 27, 2020. HVCU will notify prizewinners personally by either telephone, email, or regular mail using the contact information in our system.
No transfer or substitution of the prize is permitted. All federal, state, and local taxes, if any, are the sole responsibility of the prize winner. Prizes may be subject to 1099 reporting for tax purposes. The winner must claim the prize within five (5) days of being notified by HVCU or that entrant will be deemed to have forfeited the prize. Should the prize be forfeited, an alternate winner will be chosen from the remaining eligible entrants in a separate random drawing conducted by HVCU.
Restrictions: Members of the HVCU official family (directors, officers, volunteers, and employees of HVCU and its affiliates, and their immediate family members and persons residing in the same household) are prohibited from participating in any HVCU-sponsored contests, drawings, or prizes and are not eligible to enter. This contest is subject to all applicable federal, state, and local regulations. Offer void in Puerto Rico and where otherwise restricted or prohibited by law.
Additional Provisions: Prior to their receipt of prize, the winner will be required to sign an affidavit of eligibility and must grant permission to publish their name and/or likeness in HVCU’s member communications, as HVCU sees fit in its sole discretion.
Hudson Valley Credit Union
PO BOX 1071
Poughkeepsie, New York 12602-1071