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Personal Tiered Money Market Accounts
Tiered Money Market Account

Money market accounts tend to earn higher yields like a certificate account, but are more accessible like a checking account.  Ours offers five balance tiers for even higher return.

  • Bullet 4 A
    Low minimum opening amount of just $500. Higher APYs for balance tiers of $10,000, $50,000, $100,000, and $250,000 and over.
  • No Opening Fee Bullet 4 A
    No opening fee, no low balance fee, and no monthly maintenance fee.1
  • Checking Account Bullet 4 A
    Access your accounts at thousands of surcharge-free ATMs nationwide. If you have a checking account, you’ll also get up to 15 free foreign ATM transactions outside of the surcharge-free network (We won’t charge you a fee, but the ATM owner may still assess a surcharge.)
  • My Credit Union Gov Bullet 4 A
    Your accounts are insured by the National Credit Union Share Insurance Fund to at least $250,000. Visit to learn more about your Share Insurance Coverage and to access resources including a Share Insurance estimator tool, publications, videos, and more.

Get Started

Open an Account Online

What to Expect

Direct Deposit

Direct deposit via ACH (Automated Clearing House) is today’s safest, fastest, most convenient way to deposit your paycheck, Social Security, or other recurring payment.

Set up ACH direct deposit

direct deposit form

Tiered Money Market – Fifth Tier Rate

Dividend Rate
Minimum to Open

View all rates and disclosures

Useful Resources

Monitor your account balances and account activity with text and email notifications through CUAlerts. We offer a specific alert that can be sent when a transaction from your tiered money market account counts towards the free monthly withdrawal/transfer limit of six. (As a reminder, a fee is assessed for each withdrawal or transfer in excess of six.)

  Monitor Accounts

1If withdrawals, including transfers within a calendar month exceed an aggregate of six transactions, a fee of $10 is assessed for each withdrawal or transfer in excess of the permitted six.