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Experiencing a COVID-19 Financial Hardship?

These are tough times, and HVCU is here to help. Personal and Business members with a financial hardship due to the COVID-19 pandemic can learn about financial relief.

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Apply Now for an SBA PPP Loan

Our PPP Application Portal is now open. Completed applications are processed in the order they're received.

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The people of the Hudson Valley have weathered storms before and we are by your side because we are all in this together.


Whether you are shopping for a new car or other big ticket item, or just want the security of a line of credit, there is a Hudson Valley loan that will meet your needs.



Fixed APR



Fixed APR

Home Equity


Fixed APR

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HVCU Rewards!

Earn points for every qualified Visa® transaction you make when you use your Debit Card, Visa Platinum Rewards Credit Card, or Signature Credit Card.


Gift Cards & Charitable Donations

There are many gift cards to select, including those for pharmacies, grocery stores, online retailers, and gas stations. Or, use your points to make a charitable donation to over 1,000 major & local charities.

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Merchandise & Travel Rewards

When redeeming points for merchandise, choose from brand-name electronics, housewares, jewelry, fitness, & gourmet foods. For those who like to travel, use your points for airline tickets, hotel accommodations, rental cars, cruises, & vacation packages.


Cash Back

When redeeming your points for cash back credit, the amount is credited directly to your account.

News & Events

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Beware of scammers trying to trick you into paying for debts that don’t actually exist.

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Find ways to be thrifty while shopping online.

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Take a look at the current landscape for starting a business and some tips for getting established.

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Here we offer a brief overview of some sites you can sell on to turn unwanted items into dollars in your pocket.

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From down payments and closing costs to moving expenses, & new furniture—there's a lot to consider.

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Take the 52-week savings challenge to start building your savings today!