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Loans and Lines of Credit

Whether you are shopping for a new car, big ticket item, or just want the security of a line of credit, there is an HVCU loan that will meet your needs.

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Mortgages
 

Like the thousands of homeowners that have financed a mortgage with us, you can feel confident knowing you will receive personalized, one-on-one service.

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COVID-19
Resources

The people and businesses of the Hudson Valley have weathered storms before and we are by your side because we are all in this together.

Loans

Whether you are shopping for a new car or other big ticket item, or just want the security of a line of credit, there is a Hudson Valley loan that will meet your needs.

Car
Loans

1.99%

Fixed APR

Personal
Loans

6.99%

Fixed APR

Home Equity
Loan

4.75%

Fixed APR

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HVCU Rewards!

Earn points for every qualified Visa® transaction you make when you use your Debit Card, Visa Platinum Rewards Credit Card, or Signature Credit Card.

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Gift Cards,
Event Tickets,
& Stock Gift Cards

There are many gift cards to select, including those for pharmacies, grocery stores, online retailers, and gas stations; Choose from local and national events, including concerts, sports, and theatre tickets; Buy stocks of your favorite companies by the dollar, not the share.

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Merchandise, Digital Music,
& Travel Rewards

When redeeming points for merchandise, choose from brand-name electronics, housewares, jewelry, fitness, & gourmet foods; For those who like to travel, use your points for airline tickets, hotel accommodations, rental cars, cruises, & vacation packages; Download top songs or whole albums from your favorite artists.

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Cash Back
Credit & Charitable Donations

When redeeming your points for cash back credit, the amount is credited directly to your account; You can also use your points for a greater good by donating to one of more than 1.2 million national and local charities.

News & Events

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October is Cybersecurity Awareness Month

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HVCU & other regional credit unions are collecting food & personal care items for the Castle Point Hospital Veterans’ Food Pantry.

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Check out these free paper shred events throughout October.

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Our app now supports the use of authenticator applications such as Google Authenticator, Authy, or Duo.

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We've launched a new Speaker's Bureau that can talk with your company or organization on a wide array of topics.

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Congratulations to our winners of the NYCUA Scholarship Program and the EverFi National Financial Literacy Bee!

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