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Loans and Lines of Credit

Whether you are shopping for a new car, big ticket item, or just want the security of a line of credit, there is an HVCU loan that will meet your needs.

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Like the thousands of homeowners that have financed a mortgage with us, you can feel confident knowing you will receive personalized, one-on-one service.

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The people and businesses of the Hudson Valley have weathered storms before and we are by your side because we are all in this together.


Below are rates for some of our most popular loans. Click the link below to view additional terms and rates available.



Fixed APR



Fixed APR

Home Equity


Fixed APR

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News & Events

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We are sponsoring a free paper shred event with Senator James Skoufis on 10/1 from 10 AM - 2 PM at the Middletown Commuter Lot. 

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Mr. Jonathan W. Roberts has been named President and Chief Executive Officer for HVCU.

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You can now complete wire transfers from your personal accounts to anyone in the domestic US directly from Internet Banking or Mobile Banking. 

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Plan your stress-free vacation with these tips from Irene Hunt, owner of Hunt Travel. 

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This year, our Nominations Sub-Committee selected six candidates for six open positions on our Board of Directors.

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Congratulations to the winners of our 2022 Scholarship Program!