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Loans and Lines of Credit

Whether you are shopping for a new car, big ticket item, or just want the security of a line of credit, there is an HVCU loan that will meet your needs.

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PPP Portal
is Open

A PPP deadline extension has been signed, extending the application deadline to May 31, 2021. Our application portal is open and we have resumed accepting applications.

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COVID-19
Resources

The people of the Hudson Valley have weathered storms before and we are by your side because we are all in this together.
 

Loans

Whether you are shopping for a new car or other big ticket item, or just want the security of a line of credit, there is a Hudson Valley loan that will meet your needs.

Car
Loans

1.99%

Fixed APR

Personal
Loans

6.99%

Fixed APR

Home Equity
Loan

4.75%

Fixed APR

Explore Loans           View all rates and disclosures
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HVCU Rewards!

Earn points for every qualified Visa® transaction you make when you use your Debit Card, Visa Platinum Rewards Credit Card, or Signature Credit Card.

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Gift Cards & Charitable Donations

There are many gift cards to select, including those for pharmacies, grocery stores, online retailers, and gas stations. Or, use your points to make a charitable donation to over 1,000 major & local charities.

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Merchandise & Travel Rewards

When redeeming points for merchandise, choose from brand-name electronics, housewares, jewelry, fitness, & gourmet foods. For those who like to travel, use your points for airline tickets, hotel accommodations, rental cars, cruises, & vacation packages.

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Cash Back
Credit

When redeeming your points for cash back credit, the amount is credited directly to your account.

Explore Rewards

News & Events

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Don't Fall Victim to Fraud

Be wary of scams, especially callers claiming to be someone from HVCU’s Contact Center or  HVCU’s “fraud department”.

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2021 Board of Directors Elections

Our Nominating Committee has nominated three candidates for three open positions in our Board of Directors Election.

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Call for Supervisory Committee Volunteers

Our Supervisory Committee helps ensure that HVCU is operating within government guidelines and regulations.

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Beware of Debt-Collection Scams

Beware of scammers trying to trick you into paying for debts that don’t actually exist.
 

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Save Money When Shopping Online

Find ways to be thrifty while shopping online.
 

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The Do's and Don'ts of Starting a Business

Take a look at the current landscape for starting a business and some tips for getting established.

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