Membership

Open to those who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.

Open an account

Do you currently have a Hudson Valley Federal Credit Union Account?

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Please note: You may open accounts with Hudson Valley Federal Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Federal Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.

Checking accounts

Certificate accounts

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Buying a Home

We offer a variety of fixed and adjustable rate mortgages to purchase homes in New York, Pennsylvania, and Connecticut.

View loan options

Apply or get pre-approved

Refinance

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Rates

Whether you’re in a saving or borrowing state of mind, our competitive rates can help you achieve your goals.

Savings

Loans

Mortgages / Custom Quote

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Loans

Whether you are shopping for a new car or other big ticket item, or just want the security of a line of credit, there is a Hudson Valley loan that will meet your needs.

Car Loans

2.74%

Fixed APR

Personal Loans

6.99%

Fixed APR

Home Equity Loan

4.75%

Fixed APR

Explore Loans View all rates and disclosures

HVCU Rewards!

Earn points for every qualified Visa® transaction you make when you use your Hudson Valley Visa Debit Card or Hudson Valley Visa Platinum Rewards Credit Card.