Loans and Lines of Credit

Whether you are shopping for a new car, big ticket item, or just want the security of a line of credit, there is an HVCU loan that will meet your needs.

PPP Portal
is Closed

We are not accepting new PPP applications at this time. As of May 4, 2021, the SBA allotted funds have been exhausted. If you have an application in progress, we will email with an update when we know more.

COVID-19
Resources

The people of the Hudson Valley have weathered storms before and we are by your side because we are all in this together.

Loans

Whether you are shopping for a new car or other big ticket item, or just want the security of a line of credit, there is a Hudson Valley loan that will meet your needs.

Car
Loans

1.99%

Fixed APR

Personal
Loans

6.99%

Fixed APR

Home Equity
Loan

4.75%

Fixed APR

Explore Loans View all rates and disclosures

HVCU Rewards!

Earn points for every qualified Visa® transaction you make when you use your Debit Card, Visa Platinum Rewards Credit Card, or Signature Credit Card.

Gift Cards & Charitable Donations

There are many gift cards to select, including those for pharmacies, grocery stores, online retailers, and gas stations. Or, use your points to make a charitable donation to over 1,000 major & local charities.

Merchandise & Travel Rewards

When redeeming points for merchandise, choose from brand-name electronics, housewares, jewelry, fitness, & gourmet foods. For those who like to travel, use your points for airline tickets, hotel accommodations, rental cars, cruises, & vacation packages.