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Experiencing a COVID-19 Financial Hardship?

These are tough times, and HVCU is here to help. Personal and Business members with a financial hardship due to the COVID-19 pandemic can learn about financial relief easily.

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Business Loan Payment Relief

Paycheck Protection Program (PPP)
Funding is Available. Apply now.


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All In This

The people of the Hudson Valley have weathered storms before and we are by your side because we are all in this together.



Whether you are shopping for a new car or other big ticket item, or just want the security of a line of credit, there is a Hudson Valley loan that will meet your needs.

Car Loans


Fixed APR

Personal Loans


Fixed APR

Home Equity Loan


Fixed APR

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HVCU Rewards!

Whether you're hunting for bargains, planning an adventure, or just buying gas or groceries, you can earn points for every qualified Visa® transaction you make when you use your Debit Card, Visa Platinum Rewards Credit Card, or Signature Credit Card. When it's time to redeem your points, you have plenty of options to suit your lifestyle:


Gift Cards & Charitable Donations

If you enjoy shopping with gift cards, there are many choices to select from, ranging from home improvement stores, fuel, & everyday shopping.

If you have nothing on your "wish list", consider giving to others by making a charitable donation to over 1,000 major & local charities.

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Cash Back

When redeeming your points for cash back credit, the amount is credited directly to your account.



Merchandise & Travel Rewards

When redeeming points for merchandise, choose from brand-name electronics, housewares, jewelry, fitness, & gourmet foods.

For those who like to travel, you can use your points for airline tickets, hotel accommodations, rental cars, cruises, & vacation packages.

News & Events

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The US Treasury began issuing Economic Impact Payments on 4/15.

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Get your maximum refund and special savings on TurboTax.

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Request or download a copy of our 2019 Annual Report.