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Loans and Lines of Credit

Whether you are shopping for a new car, big ticket item, or just want the security of a line of credit, there is an HVCU loan that will meet your needs.

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PPP Portal
is Open

A PPP deadline extension has been signed, extending the application deadline to May 31, 2021. Our application portal is open and we have resumed accepting applications.

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The people of the Hudson Valley have weathered storms before and we are by your side because we are all in this together.


Whether you are shopping for a new car or other big ticket item, or just want the security of a line of credit, there is a Hudson Valley loan that will meet your needs.



Fixed APR



Fixed APR

Home Equity


Fixed APR

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HVCU Rewards!

Earn points for every qualified Visa® transaction you make when you use your Debit Card, Visa Platinum Rewards Credit Card, or Signature Credit Card.


Gift Cards & Charitable Donations

There are many gift cards to select, including those for pharmacies, grocery stores, online retailers, and gas stations. Or, use your points to make a charitable donation to over 1,000 major & local charities.

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Merchandise & Travel Rewards

When redeeming points for merchandise, choose from brand-name electronics, housewares, jewelry, fitness, & gourmet foods. For those who like to travel, use your points for airline tickets, hotel accommodations, rental cars, cruises, & vacation packages.


Cash Back

When redeeming your points for cash back credit, the amount is credited directly to your account.

News & Events

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Be wary of scams, especially callers claiming to be someone from HVCU’s Contact Center or  HVCU’s “fraud department”.

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Our Nominating Committee has nominated three candidates for three open positions in our Board of Directors Election.

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Our Supervisory Committee helps ensure that HVCU is operating within government guidelines and regulations.

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Students can win scholarships up to $10,000 in the National Financial Literacy Bee.

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Beware of scammers trying to trick you into paying for debts that don’t actually exist.

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Find ways to be thrifty while shopping online.