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Loans and
Lines of Credit

Whether you are shopping for a new car, big ticket item, or just want the security of a line of credit, there is an HVCU loan that will meet your needs.

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Like the thousands of homeowners that have financed a mortgage with us, you can feel confident knowing you will receive personalized, one-on-one service.

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Become a

If you live, work, worship, volunteer, or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties, you are eligible to join Hudson Valley Credit Union. 


Below are rates for some of our most popular loans. Click the link below to view additional terms and rates available.



Fixed APR



Fixed APR

Home Equity


Fixed APR

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News & Events

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Congratulations to the winners of the 2023 Scholarship Program!

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This year, our Nominations Sub-Committee selected four candidates for four open positions on our Board of Directors.

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HVCU is a safe, sound, secure financial cooperative, and your funds with us are unaffected by these failures occurring elsewhere.

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We’re proud to have made GoBankingRate’s annual list of Best Credit Unions.

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Mr. Jonathan W. Roberts has been named President and Chief Executive Officer for HVCU.

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You can now complete wire transfers from your personal accounts to anyone in the domestic US directly from Internet Banking or Mobile Banking.