skip to main content
Mobile Search - How can we help you?
membership icon

Loans and Lines of Credit

Whether you are shopping for a new car, big ticket item, or just want the security of a line of credit, there is an HVCU loan that will meet your needs.

home icon

PPP Portal
is Open

A PPP deadline extension has been signed, extending the application deadline to May 31, 2021. Our application portal is open and we have resumed accepting applications.

rates icon

COVID-19
Resources

The people of the Hudson Valley have weathered storms before and we are by your side because we are all in this together.
 

Loans

Whether you are shopping for a new car or other big ticket item, or just want the security of a line of credit, there is a Hudson Valley loan that will meet your needs.

Car
Loans

1.99%

Fixed APR

Personal
Loans

6.99%

Fixed APR

Home Equity
Loan

4.75%

Fixed APR

loans couple
rewards couple

HVCU Rewards!

Earn points for every qualified Visa® transaction you make when you use your Debit Card, Visa Platinum Rewards Credit Card, or Signature Credit Card.

plane

Gift Cards & Charitable Donations

There are many gift cards to select, including those for pharmacies, grocery stores, online retailers, and gas stations. Or, use your points to make a charitable donation to over 1,000 major & local charities.

gift cards

Merchandise & Travel Rewards

When redeeming points for merchandise, choose from brand-name electronics, housewares, jewelry, fitness, & gourmet foods. For those who like to travel, use your points for airline tickets, hotel accommodations, rental cars, cruises, & vacation packages.

cashback

Cash Back
Credit

When redeeming your points for cash back credit, the amount is credited directly to your account.

News & Events

News Image

Be wary of scams, especially callers claiming to be someone from HVCU’s Contact Center or  HVCU’s “fraud department”.

News Image

Our Nominating Committee has nominated three candidates for three open positions in our Board of Directors Election.

News Image

Our Supervisory Committee helps ensure that HVCU is operating within government guidelines and regulations.

News Image

Beware of scammers trying to trick you into paying for debts that don’t actually exist.
 

News Image

Find ways to be thrifty while shopping online.
 

News Image

Take a look at the current landscape for starting a business and some tips for getting established.

Top