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Open to those who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.

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Buying a Home

We offer a variety of fixed and adjustable rate mortgages to purchase homes in New York, Pennsylvania, and Connecticut.


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Whether you’re in a saving or borrowing state of mind, our competitive rates can help you achieve your goals.



Whether you are shopping for a new car or other big ticket item, or just want the security of a line of credit, there is a Hudson Valley loan that will meet your needs.

Car Loans


Fixed APR

Personal Loans


Fixed APR

Home Equity Loan


Fixed APR

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HVCU Rewards!

Earn points for every qualified Visa® transaction you make when you use your Hudson Valley Visa Debit Card or Hudson Valley Visa Platinum Rewards Credit Card.



Airline tickets, hotel accommodations, rental car certificates, cruises, and vacation packages.

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Gift Cards

Entertainment, fuel, shopping, salon, and spa.


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Cash credited to your account.

News & Events

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Request or download a copy of our 2019 Annual Report.

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Get your maximum refund and special savings on TurboTax.

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Currently seeking volunteers to serve on our Supervisory Committee.