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Loans and Lines of Credit

Whether you are shopping for a new car, big ticket item, or just want the security of a line of credit, there is an HVCU loan that will meet your needs.


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PPP Portal
is Closed

We are not accepting new PPP applications at this time. As of May 4, 2021, the SBA allotted funds have been exhausted. If you have an application in progress, we will email with an update when we know more.

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The people of the Hudson Valley have weathered storms before and we are by your side because we are all in this together.



Whether you are shopping for a new car or other big ticket item, or just want the security of a line of credit, there is a Hudson Valley loan that will meet your needs.



Fixed APR



Fixed APR

Home Equity


Fixed APR

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HVCU Rewards!

Earn points for every qualified Visa® transaction you make when you use your Debit Card, Visa Platinum Rewards Credit Card, or Signature Credit Card.


Gift Cards & Charitable Donations

There are many gift cards to select, including those for pharmacies, grocery stores, online retailers, and gas stations. Or, use your points to make a charitable donation to over 1,000 major & local charities.

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Merchandise & Travel Rewards

When redeeming points for merchandise, choose from brand-name electronics, housewares, jewelry, fitness, & gourmet foods. For those who like to travel, use your points for airline tickets, hotel accommodations, rental cars, cruises, & vacation packages.


Cash Back

When redeeming your points for cash back credit, the amount is credited directly to your account.

News & Events

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We've launched a new Speaker's Bureau that can talk with your company or organization on a wide array of topics.

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Join us for our upcoming hiring events in Fishkill & Wappingers Falls.

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Congratulations to our winners of the NYCUA Scholarship Program and the EverFi National Financial Literacy Bee!

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This year, our Nominating Committee selected three candidates for three open positions on our Board of Directors.

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Check out our list of responsible things to do with your first paycheck.

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Leaving college means your finances and budget may need an overhaul.