Business Lines of Credit

Cover short-term business expenses with revolving credit.

Borrow. Repay. 

Ideal if your business needs capital readily available for immediate purchases or to cover the stopgap in cash flow.

  • Business lines of credit start at $10,000
  • No annual fees
  • Renewable revolving term up to 5 years
  • 5 year repayment term

Have Working Capital on Hand for Unexpected Purchases

A line of credit helps grow your business while maintaining the flexibility to cover rent, inventory, payroll, and other operational expenditures. 

  • Competitive variable rates
  • Pay down balances and access capital again quickly
  • Get a better handle on seasonal cash flow

Get Access to a Revolving Line of Credit

Explore Other Business Lending Options

Business Visa® Platinum Rewards Credit Card

Business Visa┬« Platinum 
Rewards Credit Card
For revolving lines less than $10,000, consider an HVCU Business Visa Platinum Rewards card.


Business Term Loans

Term Loans
A one-time disbursement of funds for your business needs, including vehicle and equipment financing.


Commercial Real Estate

Real Estate
Purchase or refinance your retail, office, multifamily, mixed-use, and industrial commercial properties.


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Important Legal Disclosures & Information

Loan accounts are subject to terms, conditions, and credit approval.