Borrow. Repay.
Repeat.
Ideal if your business needs capital readily available for immediate purchases or to cover the stopgap in cash flow.
- Business lines of credit start at $10,000
- No annual fees
- Renewable revolving term up to 5 years
- 5 year repayment term
Have Working Capital on Hand for Unexpected Purchases
A line of credit helps grow your business while maintaining the flexibility to cover rent, inventory, payroll, and other operational expenditures.
- Competitive variable rates
- Pay down balances and access capital again quickly
- Get a better handle on seasonal cash flow
Explore Other Business Lending Options
Business Visa® Platinum
Rewards Credit Card
For revolving lines less than $10,000, consider an HVCU Business Visa Platinum Rewards card.
Business
Term Loans
A one-time disbursement of funds for your business needs, including vehicle and equipment financing.
Commercial
Real Estate
Purchase or refinance your retail, office, multifamily, mixed-use, and industrial commercial properties.
Learning Center
-
business graph on a computer
10 Ways to Grow Your Business
A business' ability to be nimble and responsive determines its capacity to come out on top of challenges and obstacles.Man in cafe writing and using tabletWriting Your Business Plan in 5 Easy Steps
Learn more about how to craft your business plan and bring your business dreams to fruition. -
Handing over car keys
Buying a Car from a Private Seller? Here’s What You Need to Know
Here are some tips for buying a car from a private seller that protect you from buying a lemon.Female college studentAn Easy Guide to Student Loans
Here are five tips to help you get a better understanding of student loans. -
Banking Email & Website Awareness
Banking Email & Website Awareness
Use common sense, intuition and extreme care when your personal and financial information is at stake.Banking Phone ScamsBanking Phone Scams
It’s important to remember that people are still targeted by fraudsters via phone. Visit us to learn what to know when dealing with calls you didn't initiate. -
Couple looking over plans
Is a Renovation Mortgage Right for You?
Finance both the purchase price of a home, plus the cost of future repairs and/or updates.Two female friends sitting on living room floor surrounded by boxes.The Pros and Cons of Buying a House With A Friend
Learn what you need to know, including the risks and the financial implications, on buying a home with a friend. -
Man sitting on living room floor holding dog.
Your Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance.Exterior image of home with storm clouds aboveYour Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need. -
Father with daughter holding piggy bank
Raising Your Kids to Be Financially Independent Adults
Check out some tips for raising kids to be financially independent adults.
Two Veterans standing in front of American flagsFinancial Resources for Veterans
Here’s a list of financial resources created especially for veterans. Having served our country, you deserve all this and more.
We Are Here To Help
Important Legal Disclosures & Information
Loan accounts are subject to terms, conditions, and credit approval.