Take Your Business to New Heights
Invest in the future of your business with calculable and steadfast funding.
- Flexible terms up to 5 years
- No pre-payment or payoff penalties
- Predictable monthly payments
- No hidden fees
- SBA preferred lender
Propel Your Business Forward
Straightforward financing options for capital improvements, equipment purchases, commercial vehicles, and more. Work with a Branch Manager to determine the best small business loan solution.
Secured Business Term Loans
- Loan amounts starting at $10,000
- Secured by equipment, machinery, stock, or certificate shares
- Terms up to 60 months
Explore Other Business Lending Options
Business Visa® Platinum
Rewards Credit Card
For revolving lines less than $10,000 consider an HVCU Business Visa Platinum Rewards credit card.
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Business
Lines of Credit
Credit that you can tap into on a revolving basis when you need short-term capital.
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Commercial
Real Estate
Purchase or refinance your retail, office, multifamily, mixed-use, and industrial commercial properties.
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Learning Center
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5 Strategies To Increase Profit
Most businesses seek to increase their profit year over year. Here are five cumulative ways you can look to increase your bottom line.Female business owners at counterLearn MoreIs it time to scale your business?
If you have aspirations of growing your business quickly, it’s important to consider what steps are necessary to prepare for an increase in output. -
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Buying a Car from a Private Seller? Here’s What You Need to Know
Here are some tips for buying a car from a private seller that protect you from buying a lemon.Female college student holding booksLearn MoreAn Easy Guide to Student Loans
Here are five tips to help you get a better understanding of student loans. -
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National Consumer Protection Week is Here
From March 3 - 9, join us as we raise awareness on fraud, scams and the tips to avoid them during National Consumer Protection Week.A heart with the words scam in the middle of itLearn MoreValentine's Day Romance Scams
Here are a few ways to protect yourself from romance scams. -
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Is a Renovation Mortgage Right for You?
Finance both the purchase price of a home, plus the cost of future repairs and/or updates.Two female friends sitting on living room floor surrounded by boxes.Learn MoreThe Pros and Cons of Buying a House With A Friend
Learn what you need to know, including the risks and the financial implications, on buying a home with a friend. -
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Your Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance.Exterior image of home with storm clouds aboveLearn MoreYour Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need. -
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Save $1,378 Dollars in One Year
Take the 52-week savings challenge to start building your savings today!Father with daughter holding piggy bankLearn MoreRaising Your Kids to Be Financially Independent Adults
Check out some tips for raising kids to be financially independent adults.
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Important Legal Disclosures & Information
Loan accounts are subject to terms, conditions, and credit approval.