Take Your Business to New Heights
Invest in the future of your business with calculable and steadfast funding.
- Flexible terms up to 5 years
- No pre-payment or payoff penalties
- Predictable monthly payments
- No hidden fees
- SBA preferred lender
Propel Your Business Forward
Straightforward financing options for capital improvements, equipment purchases, commercial vehicles, and more. Work with a Branch Manager to determine the best small business loan solution.
Secured Business Term Loans
- Loan amounts starting at $10,000
- Secured by equipment, machinery, stock, or certificate shares
- Terms up to 60 months
Explore Other Business Lending Options
Business Visa® Platinum
Rewards Credit Card
For revolving lines less than $10,000 consider an HVCU Business Visa Platinum Rewards credit card.
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Business
Lines of Credit
Credit that you can tap into on a revolving basis when you need short-term capital.
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Commercial
Real Estate
Purchase or refinance your retail, office, multifamily, mixed-use, and industrial commercial properties.
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Learning Center
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View More Resources for Businessbusiness graph on a computerLearn More
10 Ways to Grow Your Business
A business' ability to be nimble and responsive determines its capacity to come out on top of challenges and obstacles.Man in cafe writing and using tabletLearn MoreWriting Your Business Plan in 5 Easy Steps
Learn more about how to craft your business plan and bring your business dreams to fruition. -
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Buying a Car from a Private Seller? Here’s What You Need to Know
Here are some tips for buying a car from a private seller that protect you from buying a lemon.Female college studentLearn MoreAn Easy Guide to Student Loans
Here are five tips to help you get a better understanding of student loans. -
View More Resources for Fraud & SecurityBanking Email & Website AwarenessLearn More
Banking Email & Website Awareness
Use common sense, intuition and extreme care when your personal and financial information is at stake.Banking Phone ScamsLearn MoreBanking Phone Scams
It’s important to remember that people are still targeted by fraudsters via phone. Visit us to learn what to know when dealing with calls you didn't initiate. -
View More Resources for Home FinancingCouple looking over plansLearn More
Is a Renovation Mortgage Right for You?
Finance both the purchase price of a home, plus the cost of future repairs and/or updates.Two female friends sitting on living room floor surrounded by boxes.Learn MoreThe Pros and Cons of Buying a House With A Friend
Learn what you need to know, including the risks and the financial implications, on buying a home with a friend. -
View More Resources for InsuranceMan sitting on living room floor holding dog.Learn More
Your Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance.Exterior image of home with storm clouds aboveLearn MoreYour Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need. -
View More Resources for Saving & BudgetingFather with daughter holding piggy bankLearn More
Raising Your Kids to Be Financially Independent Adults
Check out some tips for raising kids to be financially independent adults.
Two Veterans standing in front of American flagsLearn MoreFinancial Resources for Veterans
Here’s a list of financial resources created especially for veterans. Having served our country, you deserve all this and more.
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Important Legal Disclosures & Information
Loan accounts are subject to terms, conditions, and credit approval.