Our Most Popular Visa® Credit Cards
Signature
Perfect for travel or those who use their card as main payment method.
- Earn up to 75,000 bonus points1,2
- Get 2 points for every dollar spent.
- $0 annual fee3
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Apply Online
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Do you currently have a Hudson Valley Credit Union Account?
Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.
Platinum*
Ideal for balance transfers or for those who carry a balance.
- 0% intro APR offer1
- $0 annual fee2
- $0 balance transfer fees.2
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APPLY ONLINE
View Important Rates and Disclosures
Do you currently have a Hudson Valley Credit Union Account?
Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.
Platinum
Rewards*
A great option for everyday spending and earning rewards.
- Earn 12,000 bonus points1
- Get 1 point for every dollar spent
- $0 annual fee2
Explore Card Details
APPLY ONLINE
View Important Rates and Disclosures
Do you currently have a Hudson Valley Credit Union Account?
Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.
Platinum Cash Rewards*
Best for those who want to earn extra cash on purchases.
- Earn up to 1% per purchases.
- Cash reward credited to card annually
- $0 annual fee1
Explore Card Details
APPLY ONLINE
View Important Rates and Disclosures
Do you currently have a Hudson Valley Credit Union Account?
Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.
Visa Secured Credit Card
- Open your account with a refundable security deposit. If approved, the security deposit will be used to establish your new credit limit.
- Establish, strengthen or build your credit - use this card responsibly and over time it can improve your overall credit score.
- Call us or visit a branch near you to apply.
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What Your Neighbors Are Saying
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HVCU Member60 YearsHVCU offers many options like an investment person as well as car loans and I had no idea about secured credit cards except through HVCU. I have dealt with many banks and credit unions in my life.
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HVCU Member9 YearsGreat product selection, competitive rates, very good member service.
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HVCU Member5 YearsThe CU has been an integral part of my life since migrating to the states. It has guided my financial decisions, financed my home, gave me my first credit card and helped to build my credit scores. Best part of CU though is the level of unmatchable service I receive from my home branch all the time, Arlington staff is the best!!!!
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Important Legal Disclosures & Information
Visa is a registered trademark of Visa International Service Association and used under license.
* Also available as a Visa Secured Credit Card.
Visa Signature
1You will receive 25,000 bonus points if you make $3,000 or more signature-based purchases within three months of opening an HVCU Visa Signature Credit Card. “Purchases” do not include balance transfers or cash advances. All other HVCU credit cards are excluded from this offer. After qualifying, please allow 4-6 weeks for bonus points to post to your account. Limit one bonus point offer per credit line. Your account must be open and in good standing (not over-the-limit or past due) to earn or redeem points.
2Annual Bonus Rewards: you can earn up to 50,000 HVCU Rewards! points when you use your Visa Signature credit card as follows: spend $25,000 - $49,999 annually to earn 25,000 points; spend $50,000 or more annually to earn an additional 25,000 points.
3Please read the following disclosures that contain rate, fee, and other cost information related to HVCU credit cards.
Visa Platinum
1APR=Annual Percentage Rate. Make purchases, cash advances, and balance transfers from other non-HVCU creditors and enjoy a 0% APR for the first 12 months of Visa Platinum credit card account opening. Thereafter, the APR will revert to the variable rate in effect after the 12 month introductory period, currently 16.50% to 18.00% APR. Variable APRs vary with the market based on the Prime Rate. This 0% introductory offer is valid for new HVCU Visa Platinum credit card accounts only. All other credit cards, including Visa Secured, are not eligible for this offer and may be not be combined with any other offers or discounts unless otherwise expressly noted. No exceptions will be made or considered. This offer is not guaranteed if you do not meet our credit criteria and if your account is not in good standing. HVCU expressly reserves the right to terminate this offer at its discretion at any time and without further notice provided to you. Rewards and/or rebates are not eligible with this offer. After the introductory period, rates for this product are as low as stated and are determined by an evaluation of applicant credit; your rate may vary from the rate shown.
2Please read the following disclosures that contain rate, fee, and other cost information related to HVCU credit cards.
Visa Platinum Rewards
1You will receive 12,000 bonus points if you make $3,000 or more signature-based purchases within the first three months of opening an HVCU Visa Platinum Rewards Credit Card. “Purchases” do not include balance transfers or cash advances. All other HVCU credit cards are excluded from this offer. After qualifying, please allow 4-6 weeks for bonus points to post to your account. Limit one bonus point offer per credit line. Your account must be open and in good standing (not over-the-limit or past due) to earn or redeem points.
2Please read the following disclosures that contain rate, fee, and other cost information related to HVCU credit cards.
Visa Platinum Cash Rewards
1Please read the following disclosures that contain rate, fee, and other cost information related to HVCU credit cards.
Disclosures & Pricing For Cards Currently Issued:
Visa Platinum, Visa Platinum Rewards, Visa Signature, and Visa Platinum Rewards Pricing