Online Defensive Driving Courses

HVCU Insurance Services has partnered with NTSI (National Traffic Safety Institute) to provide members with access to an online defensive driving program.

Residents of New York, New Jersey, and Connecticut can register via the links below.

Not in the Tri-State Area? Check to see if your state is available

*This course must be completed within 30-days of signing up. Discount not guaranteed. Any questions regarding the course should be directed to NTSI by calling 877.429.6874, Monday through Friday 8 am-5 pm EST or emailing

Why Take Defensive Driving?

  • Save up to 10 % on your liability and collision insurance premium on your auto policy for up to 3 years upon completion
  • Reduce up to 4 points on your driving record
  • Develop safe and courteous defensive driving techniques

Benefits of an Online Course

  • Registration is easy
  • 24-hour access from the comfort of your home
  • Work around your schedule1
  • Free Certificate of Completion
  • Electronic reporting directly to the DMV
  • No final exam required

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