Boat Insurance

Blue skies ahead with coverage from HVCU Insurance Services. 

Relax on the Water without Sinking Your Budget on Boat Insurance

Enjoy more time on your boat, and less time worrying. HVCU offers a range of coverage options for your watercraft in case of damage or injury, at an affordable rate.

What Type of Coverage is 
Available for Your Boat?

  • Watercraft Liability
  • Accessories
  • Theft
  • Wreckage towing
  • Emergency services or medical expenses
  • Damage to your property or someone else’s

What Affects Your 
Boat Insurance Rate?

  • The appraised value of your boat
  • The length, horsepower, and usage of the boat
  • Where your personal watercraft, yacht, pontoon, powerboat, or sailboat is docked
  • Any optional coverage you elect to have

Why Do You Need Boat Insurance?

No one wants to be docked during boating season. Boat insurance protects you financially if there are any damages, injuries, or losses that occur while you’re floating peacefully on the lake. Before your next trip, speak to a licensed HVCU Insurance Services Agent to ensure you have the comprehensive coverage needed to protect your water vehicle. 


From Basic Protection to Custom Packages, HVCU Insurance Services Have You Covered

We Are Here To Help



Important Legal Disclosures & Information


Insurance products: Are not NCUA/NCUSIF insured | Are not obligations of HVCU | Are not guaranteed by HVCU.