| Interest Rates and Interest Charges |
Visa® Platinum |
Visa® Platinum Rewards |
Visa® Signature |
Visa® Platinum Cash Rewards |
|
Annual Percentage Rate (APR) for Purchases
|
0%
introductory APR for 12 months. After that your APR will be
15.50% to 18.00%
when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.
|
16.50% to 18.00%
when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.
|
16.50% to 17.25%
when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.
|
17.50% to 18.00%
when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.
|
|
APR for Balance Transfers
|
0% introductory APR for 12 months. After that, your APR will be 15.50% to 18.00%.
This APR will vary with the market based on the Prime Rate.
|
16.50% to 18.00%
This APR will vary with the market based on the Prime Rate.
|
16.50% to 17.25%
This APR will vary with the market based on the Prime Rate.
|
17.50% to 18.00%
This APR will vary with the market based on the Prime Rate. |
|
APR for Cash Advances
|
0% introductory APR for 12 months. After that, your APR will be15.50% to 18.00%.
This APR will vary with the market based on the Prime Rate.
|
16.50% to 18.00%
This APR will vary with the market based on the Prime Rate.
|
16.50% to 17.25%
This APR will vary with the market based on the Prime Rate.
|
17.50% to 18.00%
This APR will vary with the market based on the Prime Rate. |
|
Penalty APR and When it Applies
|
None
|
None
|
None
|
None |
|
Paying Interest
|
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
|
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
|
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
|
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
|
For Credit Card Tips from the Consumer Financial Protection Bureau
|
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.
|
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.
|
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.
|
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore. |
| Fees |
|
|
|
|
|
Annual Fee
|
NA
|
NA
|
NA
|
NA |
|
Transaction Fees
|
|
|
|
|
|
Cash Advance
|
3% of advance amount
|
3% of advance amount
|
3% of advance amount
|
3% of advance amount |
|
Foreign Transaction
|
Exchange Rate plus 1% of transaction
|
Exchange Rate plus 1% of transaction
|
Exchange Rate plus 1% of transaction
|
Exchange Rate plus 1% of transaction |
|
Penalty Fees
|
|
|
|
|
| Late Payment |
$25 |
$25 |
$25 |
$25 |