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Flood Insurance

Insure your investment with a flood policy through the National Flood Insurance Program (NFIP).

Be Sure You Are Covered

Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future. Anywhere it rains, it can flood. Since standard homeowners insurance doesn’t cover flooding, it’s important to have protection from floods associated with hurricanes, tropical storms, heavy rains, and other conditions that impact your property. You can protect your home from the risk of flood affordably with Insurance from the National Flood Insurance Program.

  • Backed by the Federal government
  • Covers damages not covered by homeowner's policies
  • Rates tailored to your specific area

Get a complimentary review: Call us at 845.463.5646 or email us

NFIP rates are set and do not differ from company to company or agent to agent. These rates do depend on many factors, including the date and type of construction of your home, along with your buildings level of risk.

Flood insurance policies require a 30-day waiting period before the coverage is effective. Exceptions include if you've purchased a new home and the closing is in less than 30 days.

National Flood Insurance Program

Insurance products: Are not NCUA/NCUSIF insured | Are not obligations of HVCU | Are not guaranteed by HVCU