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Loans and Lines of Credit

Whether you are shopping for a new car or other big ticket item, or just want the security of a line-of-credit, there is an HVCU loan that will meet your needs.

Vehicle Loans

Vehicle Loans

When you're ready to buy a new or
pre-owned vehicle, make sure you get the
best financing available.

  • Great rates that are better than industry averages
  • Loan terms up to 7 years for new and used vehicles1
  • HVCU financing available directly at many dealerships

Apply online

Explore Vehicle
Readi-Cash Line of Credit

Readi-Cash Line of Credit

Need a little financial breathing room? You’ll enjoy
quick and easy access to your available credit
with Readi-Cash.

  • Consolidate debt
  • Use for overdraft protection
  • Make a major purchase
  • Cover unexpected expenses

Apply  Online

Explore Personal Loans

If you’re looking to tour the country on two wheels or just want to add a fuel-efficient alternative to your daily commute, we have the financing to get you rolling. The open road awaits you.

  • Competitive loan rates
  • Terms up to 7 years1
  • New, used, and refinances

Apply online

Explore Motorcycle LoansExplore Motorcycle Loans white arrow

Whether you are looking to hit the highway in a home on wheels, or ride the waves on a sunny day, we have the financing to make your adventures possible.

  • Competitive loan rates
  • Terms up to 12 years1
  • New, used, and refinances

Apply online

 Explore Boat/RV LoansExplore Boat/RV Loans white arrow

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Signature Loans

What could you do with a little extra cash? Our fixed-rate signature loan can provide fast access to the funds needed for any borrowing need.

  • Pay off other higher-rate loans
  • Finance a major purchase
  • Fund educational expenses
  • Cover unforeseen expenses
  • Plan a family event, vacation, and more



Rate Discount with AutoPay

Arrange to have your loan payments automatically transferred from your savings, checking, or tiered money market account and HVCU will lower the interest rate on your loan by .25% 2 In addition to saving money, you’ll never have to worry about being late with a payment, and it will help keep your credit history strong.

1 As an example, an 84-month new auto loan with a fixed rate of 6.14% APR would result in a payment of $14.68 for each $1,000 financed.

2 Rates that are discounted by .25% include a requirement that loan payments are automatically transferred from your savings, checking, or tiered money market account for the life of the loan. The monthly payment is not decreased as a result of this discounted rate. Excludes Personal Assistance Loans.