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Account Disclosures

The following disclosures explain the terms and conditions associated with your HVCU accounts. You received these agreements upon opening your accounts with the credit union, but for your easy reference we have provided current copies here in PDF format.

Truth in Savings Disclosure & Account Agreement

Electronic Fund Transfers Disclosure & Agreement

Credit Card Disclosures & Pricing Information

Disclosures & Pricing for Cards Currently Issued

Business Account Agreement