Why Bank With Us?
For 60 years, Hudson Valley Credit Union has helped its members successfully navigate financial challenges in every stage of life and business. Authentic interactions with our members and competitive banking solutions are the reason we are over $7 Billion in assets, and one of the largest credit unions in New York State.
Establishing Your Membership
HVCU membership helps you save, borrow, and manage your finances with sensibility. We put in effort to ensure that you are well informed so that we can deliver an exceptional banking experience. There are three ways you can join Hudson Valley Credit Union to take advantage of all our great financial products:
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I live in CT, MA, NJ, NY, PA, or VT.
You can join through the HVCU Charitable Foundation, which impacts innovative community programs that make education, food, healthcare, and housing more affordable, accessible, and equitable for all.
As a certified 501(c)(3) organization, the HVCU Charitable Foundation provides meaningful funding to nonprofits whose programs and services support education, food, health, and housing for all.
HVCU will sign you up during the membership application process and cover your membership fee1

I am an immediate family member or reside with a current HVCU member.
OR
I am an HVCU employee.
Immediate family members include spouse, child, sibling, parent, grandparent, grandchild, step, foster and adoptive relationships. In addition, persons living in the same residence of an existing member who create a single economic unit are also eligible.
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Need another way to join? No problem.
If you're passionate about education, consumer rights, making an impact in your community, or financial wellness - become an affiliated member of one of our approved associations:
The Community Impact Fun partners with employers to empower A.L.I.C.E. (Asset Limited Income Constrained Employed) individuals towards financial security.
Learn More About Community Impact Fund
The American Consumer Council is dedicated to consumer advocacy, financial education, and recognizing those companies that exceed consumers’ expectations. They support America’s economic growth by encouraging the sale and use of safe, reliable products and services to consumers.
Learn More About American Consumer Council
HVCU will sign you up during the membership application process and cover your membership fee1
Open An Account
Personal Accounts
Please note: If you are opening a Teen Checking Account or College Savings Account for a minor who is not already an HVCU member, select No when answering the question that asks if you are currently a member.
Required Documentation to Open a Personal Account
Required Documentation
to Open a Personal Account
You will need one of the following ID Types to open a personal account online:
- State Driver's License
- Passport
- Military ID
- Permanent Resident Card (I-551)
- Employee Authorization Card (I-766)
Please select an option below to open your account.
Please note: If you are a joint member on other HVCU member accounts and do not have any primary accounts, please select New Members.
There are three ways you can become a member of Hudson Valley Credit Union to take advantage of all our great financial products:
- Join through the HVCU Charitable Foundation.
- Qualify as an immediate family member of an HVCU member, reside with a HVCU member, or work as an HVCU employee.
- Become an affiliated member of the Community Impact Fund or American Consumer Council.
Business Accounts
To open a new business account, please complete our contact form. A representative will reach out to you and assist with opening your account. If you are a current business member and would like to open an additional account, please schedule an appointment at a branch near you.
Please select an option below to open your account.
New Members: There are three ways you can become a member of Hudson Valley Credit Union to take advantage of all our great financial products:
- Join through the HVCU Charitable Foundation.
- Qualify as an immediate family member of an HVCU member, reside with a HVCU member, or work as an HVCU employee.
- Become an affiliated member of the Community Impact Fund or American Consumer Council.
Visit our membership page to learn more.
Current Members: If you’re a current member, please schedule an appointment at a branch that is convenient for you.
Required Documentation to Open a Business Account
Required Documentation
to Open a Business Account
You'll need the following documentation to open a business account:
- Your Social Security Number or Business Tax ID
- Legal business name and DBA (“doing business as”) name
- Date of establishment
- Personal identification, such as a Driver’s License or passport
- Certificate of assumed name
- Business formation documents
- Ownership agreements
What Your Neighbors Are Saying
We're Committed to Making Banking Easy For You
Ways You Can Bank With Us
- Accessible and Local: Later hours than traditional banks. Find a branch near you.
- Help when it matters most: In-branch support, live chat, and local member service reps.
- Banking that's convenient: Manage your accounts 24/7 with our full suite of online services.
- Bank on the go: 85,000+ surcharge free ATMs nationwide.