Why Bank With Us?
For 60 years, Hudson Valley Credit Union has helped its members successfully navigate financial challenges in every stage of life and business. Authentic interactions with our members and competitive banking solutions are the reason we are over $7 Billion in assets, and one of the largest credit unions in New York State.
Establishing Your Membership
HVCU membership helps you save, borrow, and manage your finances with sensibility. We put in effort to ensure that you are well informed so that we can deliver an exceptional banking experience. There are three ways you can join Hudson Valley Credit Union to take advantage of all our great financial products:
I live in CT, MA, NJ, NY, PA, or VT.
You can join through the HVCU Charitable Foundation, which impacts innovative community programs that make education, food, healthcare, and housing more affordable, accessible, and equitable for all.
As a certified 501(c)(3) organization, the HVCU Charitable Foundation provides meaningful funding to nonprofits whose programs and services support education, food, health, and housing for all.
HVCU will sign you up during the membership application process and cover your membership fee1
I am an immediate family member or reside with a current HVCU member.
OR
I am an HVCU employee.
Immediate family members include spouse, child, sibling, parent, grandparent, grandchild, step, foster and adoptive relationships. In addition, persons living in the same residence of an existing member who create a single economic unit are also eligible.
Need another way to join? No problem.
If you're passionate about education, consumer rights, making an impact in your community, or financial wellness - become an affiliated member of one of our approved associations:
The Community Impact Fun partners with employers to empower A.L.I.C.E. (Asset Limited Income Constrained Employed) individuals towards financial security.
Learn More About Community Impact Fund
The American Consumer Council is dedicated to consumer advocacy, financial education, and recognizing those companies that exceed consumers’ expectations. They support America’s economic growth by encouraging the sale and use of safe, reliable products and services to consumers.
Learn More About American Consumer Council
HVCU will sign you up during the membership application process and cover your membership fee1
Vehicle Loans
Includes Auto, Truck, Van, Motorcycle,
Boat & RV Loans.
Please select an option below to apply for a loan.
NeW Members Current Members
Please note: There are three ways you can join Hudson Valley Credit Union to take advantage of all our great financial products. Visit our membership page to learn more.
Vehicle Loans
Includes Auto, Truck, Van, Motorcycle,
Boat & RV Loans.
Please select an option below to apply for a loan.
NeW Members Current Members
Please note: If you are a joint member on other HVCU member accounts and do not have any primary accounts, please select New Members.
There are three ways you can become a member of Hudson Valley Credit Union to take advantage of all our great financial products:
- Join through the HVCU Charitable Foundation.
- Qualify as an immediate family member of an HVCU member, reside with a HVCU member, or work as an HVCU employee.
- Become an affiliated member of the Community Impact Fund or American Consumer Council.
Open An Account
Personal Accounts
Please note: If you are opening a Teen Checking Account or College Savings Account for a minor who is not already an HVCU member, select No when answering the question that asks if you are currently a member.
Required Documentation You'll Need to Open a Personal Account
Required Documentation
to Open a Personal Account
You will need one of the following ID Types to open a personal account online:
- State Driver's License
- Passport
- Military ID
- Permanent Resident Card (I-551)
- Employee Authorization Card (I-766)
Please select an option below to open your account.
Please note: If you are a joint member on other HVCU member accounts and do not have any primary accounts, please select New Members.
To qualify for a Hudson Valley Credit Union account, you MUST live, work, worship, volunteer, or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Sullivan, Ulster, or Westchester County.
Business Accounts
To open a new business account, please complete our contact form. A representative will reach out to you and assist with opening your account. If you are an existing business member and would like to open an additional account, please schedule an appointment at a branch near you.
Do you currently have a Hudson Valley Credit Union Account?
New Members: Businesses located in, businesses who conduct the majority of their business within, and business owners who live, work, worship, attend school, or volunteer in HVCU’s 12-county field of membership are eligible for business accounts. To establish membership and open an account, please complete our contact form and a representative will reach out to you.
Our 12-county field of membership includes Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Sullivan, Ulster, and Westchester Counties.
Existing Members: If you’re an existing member, please schedule an appointment at a branch that is convenient for you.
Required Documentation You'll Need to Open a Business Account
Required Documentation
to Open a Business Account
You'll need the following documentation to open a business account:
- Your Social Security Number or Business Tax ID
- Legal business name and DBA (“doing business as”) name
- Date of establishment
- Personal identification, such as a Driver’s License or passport
- Certificate of assumed name
- Business formation documents
- Ownership agreements
Discover Our Personal and Business Banking Solutions
What Your Neighbors Are Saying
HVCU Member
HVCU Member
HVCU Member
HVCU Member
We're Committed to Making Banking Easy For You
Ways You Can Bank With Us
- Accessible and Local: Later hours than traditional banks. Find a branch near you.
- Help when it matters most: In-branch support, live chat, and local member service reps.
- Banking that's convenient: Manage your accounts 24/7 with our full suite of online services.
- Bank on the go: 85,000+ surcharge free ATMs nationwide.
We Are Here To Help
I live in NY, NJ, PA, VT, MA, or CT and want to join through the HVCU Charitable Foundation to impact innovative community programs that make education, food, healthcare, and housing more affordable, accessible, and equitable for all.
As a certified 501(c)(3) organization, the HVCU Charitable Foundation provides meaningful funding to nonprofits whose programs and services support education, food, health, and housing for all.
HVCU will sign you up during the membership application process and cover your membership fee1
I am an immediate family member or reside with a current HVCU member.
Immediate family members include spouse, child, sibling, parent, grandparent, grandchild, step, foster and adoptive relationships. In addition, persons living in the same residence of an existing member who create a single economic unit are also eligible.
Need another way to join? No problem. If you're passionate about education, consumer rights, making an impact in your community, or financial wellness - become an affiliated member of one of our approved associations:
The Community Impact Fun partners with employers to empower A.L.I.C.E. (Asset Limited Income Constrained Employed) individuals towards financial security.
Learn More About Community Impact Fund
The American Consumer Council is dedicated to consumer advocacy, financial education, and recognizing those companies that exceed consumers’ expectations. They support America’s economic growth by encouraging the sale and use of safe, reliable products and services to consumers.
Learn More About American Consumer Council
HVCU will sign you up during the membership application process and cover your membership fee1
I live in NY, NJ, PA, VT, MA, or CT and want to join through the HVCU Charitable Foundation to impact innovative community programs that make education, food, healthcare, and housing more affordable, accessible, and equitable for all.
As a certified 501(c)(3) organization, the HVCU Charitable Foundation provides meaningful funding to nonprofits whose programs and services support education, food, health, and housing for all.
HVCU will sign you up during the membership application process and cover your membership fee1
I am an immediate family member or reside with a current HVCU member.
Immediate family members include spouse, child, sibling, parent, grandparent, grandchild, step, foster and adoptive relationships. In addition, persons living in the same residence of an existing member who create a single economic unit are also eligible.
I am an
HVCU employee.
Credit union membership is only one of our many employee benefits – learn more about a career with us.
Need another way to join? No problem. If you're passionate about education, consumer rights, making an impact in your community, or financial wellness - become an affiliated member of one of our approved associations:
The Community Impact Fun partners with employers to empower A.L.I.C.E. (Asset Limited Income Constrained Employed) individuals towards financial security.
Learn More About Community Impact Fund
The American Consumer Council is dedicated to consumer advocacy, financial education, and recognizing those companies that exceed consumers’ expectations. They support America’s economic growth by encouraging the sale and use of safe, reliable products and services to consumers.
Learn More About American Consumer Council
HVCU will sign you up during the membership application process and cover your membership fee1