In a rising interest rate environment, the Flex Certificate offers a unique way for you to protect and grow your savings. It combines the power of market investing with the safety of a certificate account. The Flex rate is tied to the three-month Treasury Bill1
plus an additional .25%. It keeps pace with today's changing market with no risk to principal.
If you’re looking to boost your savings, our 12-month Flex Certificate Account will do the trick! With a variable APY and a low minimum opening balance of just $750, it truly is a certificate like no other. Our Flex Certificate Account currently offers a 2.01% dividend rate with a 2.03% APY1
. You can also diversify your retirement portfolio with an IRA Flex Certificate.
Get the rate and the account that stays competitive.
- If you are an Internet Banking or Mobile Banking user, the easiest way to open an account online is by logging into either of those services. Click the New Acct / Loan App option under the More menu.
- If you are not an Internet Banking or Mobile Banking user, you can still open your account online.
- If you have a maturing certificate, you can use our Certificate Account Instructions Form to reinvest in a Flex Certificate
- If you are a business member, please visit one of our branch locations, including our newest branch in Cortlandt, or call us at 845.463.3011 to open a Flex Certificate Account
- Call us at 845.463.3011
Open A 12-Month Flex Certificate Account Today
What to Expect When Opening Your Account Online
Fixed Rate Certificate Account Options Available
If you prefer to have your savings tied into a fixed term, we offer a wide range of terms for Certificate Accounts. Check out our limited time offer on 12, 24, 36, 48, and 60-month Certificate Accounts with best in market rates! Learn More.