Fee Schedule for Business Accounts

Effective 10/2022

Swipe to See More
Account Services Fee
Blank checks
$1.00
Cash intensive business fees
Money Service Business (per month) : $500.00
ATM Operator (per month): $100.00
Check printing
Prices vary
Computer printout of account activity
$3.00
Copy of statement (per item over 25 per year)
$4.00
Copy of a deposited or paid check (per item over 25 per year)
$4.00
CU Official Check, payable to 3rd party
$7.00
Escheatment fee
$25.00
Guaranteed check
$5.00
Item sent for collection
CU Cost + $15.00
Legal processing – including, but not limited to child support, court restraints, tax levies (per item)
$150.00
Legal / photocopying (per item)
$1.00
Legal research (per hour)
$30.00
Money order
$4.00
Overdrawn account (debit card)
$40.00
Overdraft from savings (per item)
$5.00
Phone payment fee
$5.00
Privilege Pay item
$40.00
Protest HVCU check
$10.00
Protest non-HVCU check
CU cost
Remote Deposit Capture
Up to 150 items (per month) $15.00
151 – 300 items (per month) $30.00
Unlimited items (per month) $45.00
Research or checking account balancing (per hour)
$20.00
Returned item
ACH / check (drawn off HVCU): $40.00
ACH origination: $40.00
Deposited / cashed check: $12.00
Returned mail item
$5.00
Stop payment on check or ACH
$35.00
Swipe to See More
Swipe to See More
Bill Pay Services Fee
Monthly service – Value Business Checking, unlimited transactions
$5.95
Non-sufficient funds (NSF) check drawn on HVCU
$40.00
Overdrawn account 
$40.00
Overnight payment
$20.00
Stop payment
$35.00
Swipe to See More
Swipe to See More
Value Business Checking Fee
Cash processing fee after $5,000 allowance per $100
$0.15
Combined ACH / check transactions
Over 250 per month (per transaction): $0.15
With 2 additional cash management services1: $0.12
With 3 additional cash management services1: $0.091
Low balance / below $2,500 (per month)
$10.00
Swipe to See More
Swipe to See More
Enhanced Business Checking Fee
Cash processing fee after $20,000 allowance per $100
$0.15
Combined ACH / check transactions
Over 500 per month (per transaction): $0.20
With 2 additional cash management services1: $0.17
With 3 additional cash management services1: $0.14
Low balance / below $10,000 (per month)
$30.00
Swipe to See More
Swipe to See More
Business Money Market Fee
Tiered money market account withdrawals and transfers exceeding 6 per month (per occurrence)
$10.00
Swipe to See More
Swipe to See More
Business Visa Credit Card Services Fee
Card replacement
$5.00
Cash advance
3% of advance amount
Copy of statement (per item over 25 per year)
$4.00
International transactions
Exchange rate + 1% of transaction
Late payment
Visa Platinum: $35.00
Photocopy of purchase receipt
$2.00
Swipe to See More
Swipe to See More
Business Visa Debit Card Services Fee
Card replacement
$5.00
Foreign transaction fee
Exchange rate + 1% of transaction
Network ATM transaction using Visa Debit Card (each occurrence over 15 per month)
$2.00
Swipe to See More
Swipe to See More
Funds Transfers Fee
Western Union Quick Cash
Domestic: CU Cost
International up to $500: CU cost + $10.00
International $500.01+: CU cost + 2% of principal
Wire transfer to another financial institution
Domestic: $25.00
International: $50.00
Wire transfer from another financial institution
$12.50
Swipe to See More
Swipe to See More
Cannabis Related Business (CRB) Fee
Non-refundable application fee
$250.00
Monthly maintenance fee
$500.00
Business site inspection
$100.00
Swipe to See More
Swipe to See More
Other Fee
Expedited Delivery
FedEx or UPS – delivery by 10:30 am or 3 pm next day: CU cost
US Postal Service Express Mail – delivery schedule based on zip code: CU cost
IRA transfer to another financial institution
$30.00
Night deposit bags (per 100 count)
$32.00
Swipe to See More


Important Legal Disclosures & Information


Fees incurred by an IOLA checking account will be charged to the primary Business Membership Account.

1Cash Management Services include: Remote Deposit Capture (RDC), Business Internet Banking, Merchant Services, and Payroll Services.

We Are Here To Help