Protect Yourself from Scams: What to Watch For and How to Stay Safe

From romance scams to insurance fraud, securing your personal information is more important than ever. Scammers are constantly evolving their tactics, and staying informed is your best defense.

Common Scams to Be Aware Of

Social Media Scams

Fake profiles of you, your friends, or family members may be created to trick others. Fraudsters also set up fake online stores selling counterfeit goods, or use bots to send mass direct messages with links to malicious websites designed to steal your information.

Phone Scams

Your phone number may be shared among scammers who call from unfamiliar area codes. They often pose as representatives offering fake car warranties, tech support, or debt relief services.

Scams Targeting Seniors

Scammers frequently target older adults with schemes like the “grandparent scam,” where a caller pretends to be a relative in urgent need of money. Others impersonate government agencies like the IRS or Social Security Administration—organizations that typically communicate only by mail.

Text and Email Phishing

Unexpected messages may appear to come from familiar companies or individuals. These often include fake package tracking links or suspicious requests from someone posing as your company’s CEO.

Tips to Stay Safe

• Don’t engage with unknown contacts. Delete suspicious messages, texts, or emails, and report them as junk. Let unfamiliar calls go to voicemail, and block/report the number if necessary.

• Limit personal info on social media. Avoid posting details like your job title, license plate, or home address. These can be used to impersonate you or commit fraud.

• Shop smart. Only buy from verified accounts or websites. Look for blue checkmarks on social media to confirm legitimacy.

• Update your privacy settings. Restrict who can view your profile and send you direct messages.

• Know how real agencies communicate. The IRS and Social Security Administration do not call, text, or email. If you receive such a message, it’s likely a scam.

• Verify emergency calls. AI voice scams are becoming more common. If you receive a call from someone claiming to be a loved one in trouble, hang up and contact them directly or reach out to someone close to them. Call the authorities if needed.

Staying alert and informed is the best way to protect yourself and your loved ones. If something feels off, trust your instincts—and don’t hesitate to report it.