Why Bank With Us?
For 60 years, Hudson Valley Credit Union has helped its members successfully navigate financial challenges in every stage of life and business. Authentic interactions with our members and competitive banking solutions are the reason we are over $7 Billion in assets, and one of the largest credit unions in New York State.
Establishing Your Membership
HVCU membership helps you save, borrow, and manage your finances with sensibility. We put in effort to ensure that you are well informed so that we can deliver an exceptional banking experience. If you live, work, worship, volunteer, or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Sullivan, Ulster, or Westchester Counties, you are eligible to join the Hudson Valley Credit Union.
Open An Account
Personal Accounts
Please note: If you are opening a Teen Checking Account or College Savings Account for a minor who is not already an HVCU member, select No when answering the question that asks if you are currently a member.
Required Documentation You'll Need to Open a Personal Account
Required Documentation
to Open a Personal Account
You will need one of the following ID Types to open a personal account online:
- State Driver's License
- Passport
- Military ID
- Permanent Resident Card (I-551)
- Employee Authorization Card (I-766)
Please select an option below to open your account.
Please note: If you are a joint member on other HVCU member accounts and do not have any primary accounts, please select New Members.
To qualify for a Hudson Valley Credit Union account, you MUST live, work, worship, volunteer, or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Sullivan, Ulster, or Westchester County.
Business Accounts
To open a new business account, please complete our contact form. A representative will reach out to you and assist with opening your account. If you are an existing business member and would like to open an additional account, please schedule an appointment at a branch near you.
Do you currently have a Hudson Valley Credit Union Account?
New Members: Businesses located in, businesses who conduct the majority of their business within, and business owners who live, work, worship, attend school, or volunteer in HVCU’s 12-county field of membership are eligible for business accounts. To establish membership and open an account, please complete our contact form and a representative will reach out to you.
Our 12-county field of membership includes Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Sullivan, Ulster, and Westchester Counties.
Existing Members: If you’re an existing member, please schedule an appointment at a branch that is convenient for you.
Required Documentation You'll Need to Open a Business Account
Required Documentation
to Open a Business Account
You'll need the following documentation to open a business account:
- Your Social Security Number or Business Tax ID
- Legal business name and DBA (“doing business as”) name
- Date of establishment
- Personal identification, such as a Driver’s License or passport
- Certificate of assumed name
- Business formation documents
- Ownership agreements
Discover Our Personal and Business Banking Solutions
What Your Neighbors Are Saying
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We're Committed to Making Banking Easy For You
Ways You Can Bank With Us
- Accessible and Local: Later hours than traditional banks. Find a branch near you.
- Help when it matters most: In-branch support, live chat, and local member service reps.
- Banking that's convenient: Manage your accounts 24/7 with our full suite of online services.
- Bank on the go: 85,000+ surcharge free ATMs nationwide.