Business Membership with a Personal Touch

Businesses located in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties that have an HVCU business account are eligible to apply for business loans. Eligible businesses include: Sole Proprietorship/DBA (Doing Business As), Corporation, Subchapter “S” Corporation, Limited Liability Company (LLC), Partnership, and Limited Liability Partnership (LLP).

We are member-owned, and therefore, exist to serve the financial needs of our members. There are no stockholders who profit. Everything we do is reinvested in our membership.

HVCU is a part of your community. Our staff are your neighbors and we support the quality of life of our Hudson Valley through jobs partnerships, contributions, and volunteerism.
Membership lasts a lifetime. If you leave the Hudson Valley, your membership remains and you can continue to take advantage of all of our services wherever you live.
Convenient locations, plus, secure Internet Banking and Mobile Banking make your accounts accessible 24-hours a day.

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Membership Overview

To establish membership, stop into any branch. Once you join, you’ll discover what thousands of other members already know—that HVCU membership offers the most affordable options to help you save, borrow, and manage your finances.

Membership is established by opening a primary business savings account with as little as $.01. Businesses looking to take out a loan are also required to be in operation for more than two years.

Member Rewards Program

All business members enjoy standard benefits, like free Internet Banking, Mobile Banking, Bill Pay, eStatements, Financial Services consultations, insurance checkups, and more. But those members who have an HVCU a Business Value Checking Account and Business Visa® Debit Card truly maximize their membership benefits.¹

Members who have an HVCU Business Value Checking Account with Visa Debit Card receive:

First 250 Check Items Free
Night Deposit Boxes At All Branches
Bill Pay Available
Overdraft Line of Credit Available
Free HVCU ATM transactions, 12 free non-HVCU network ATM transactions a month
Mobile Wallet Services
HVCU Rewards!

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