Earn points for every qualified Visa transaction you make when you use your HVCU Visa® Debit Card, HVCU Business Visa® Debit Card, HVCU Visa® Signature Credit Card, HVCU Visa® Platinum Rewards Credit Card, or Business Visa® Platinum Rewards Credit Card. Points can be redeemed for a variety of rewards
, such as cash back, merchandise, and travel, giving you the freedom to choose the rewards you really want. How and when you use your HVCU Rewards! points is up to you.
widget. Your account must be open and in good standing (not over-the-limit or past due) to earn or redeem points.
If you'd like to combine Visa Debit Card points with Visa credit card points...
You have two options for combining your Bonus Points:
- Combine your Visa Platinum Rewards Credit Card points with your Visa Debit Card points.
- Combine your points from your Visa Platinum Rewards Credit Card and / or Visa Debit Card with the points of other HVCU members. In order to combine points with another individual, two of the following three criteria must be met:
- You and the other individual have the same last name.
- You and the other individual live in the same household (i.e. your full address city, state, & zip are the same).
- The entire primary name on your accounts is the same (i.e. first and last name or business name).
Two or more debit cards that have the same Social Security Number attached to the account will be linked automatically.
To combine HVCU Rewards! points, please follow these instructions:
- Log into Internet Banking or Mobile Banking and select the Card Mgmt & Rewards widget/menu.
- Click on the image of the card associated with your account (note image displays last four digits of your card number)
- In the HVCU Rewards! section, click the checkbox with the arrow over it.
- Submit a request via the Householding option under the Account drop down menu.
- Click the Apply Now button and agree to the terms and conditions.
- Enter information associated with the HVCU Rewards! account that you would like to link with and hit Submit.
- Confirm that you would like to link accounts when prompted.
If you receive a replacement Visa Debit Card or credit card...
Your HVCU Rewards! points are automatically transferred to your new card.
If you return a purchase or a refunded a disputed transaction...
The points you earned as a result of that purchase are deducted from your HVCU Rewards! point balance total.
When you use your Visa Debit Card for automatic payments...
HVCU Rewards! points are earned if the payments are processed as “credit” transactions.
If Privilege Pay is used during a Visa Debit Card transaction...
HVCU Rewards! points are earned if your Visa Debit Card is processed as a “credit” transaction.