Fees Schedule for Personal Accounts
Revised 10/2023
Swipe to See More
| Account Services | Fee |
|---|---|
| ATM card replacement | $5.00
|
| Blank checks | $1.00
|
| Bond coupon redemption | CU cost + $10.00
|
| Check cashing | Set up: one-time / $1.00
Government and printed payroll: 1.5% of amount All other checks: 2.15% of amount |
| Check printing | Prices vary
|
| Computer printout of account activity | $3.00
|
| Copy of deposited or paid check (per item over 25 per year) | $4.00
|
| Copy of statement (per item over 25 per year) | $4.00
|
| CU Official Check, payable to 3rd party | $7.00
|
| Escheatment fee | $25.00
|
| Guaranteed check | $5.00
|
| Item sent for collection | CU cost + $15.00
|
| Legal / photocopying (per item) | $1.00
|
| Legal processing – including, but not limited to child support, court restraints, tax levies (per item) | $150.00
|
| Legal research (per hour) | $30.00
|
| Network ATM transaction, including balance inquiries, even if you do not complete a fund transfer or other transaction, using ATM card (each occurrence over 12 per month) | $2.00
|
| Overdraft from savings (per item) | $5.00
|
| Overdrawn account (debit card) | $35.00
|
| Phone Payment Fee | $5.00
|
| Premier Checking | $15/month1
|
| Premier Savings | $45.00/year
|
| Privilege Pay item | $35.00
|
| Protest HVCU check | $10.00
|
| Protest non-HVCU check | CU Cost
|
| Research or checking account balancing (per hour) | $20.00
|
| Returned item | ACH / check (drawn off HVCU): $35.00
ACH origination: $35.00 Deposited / cashed check: $12.00 |
| Returned mail item | $5.00
|
| Satisfaction of lien (replacement copy) | $5.00
|
| Stop payment on a check or ACH debit | $35.00
|
| Tiered money market account withdrawals and transfers exceeding 6 per month (per occurrence) | $10.00
|
Swipe to See More
Swipe to See More
| Bill Pay Services | Fee |
|---|---|
| Branch Bill Pay | Standard payment: $1.50
Next day payment: $2.50 Same day payment: $4.50 |
| Non-sufficient funds (NSF) ACH debit | $35.00
|
| Non-sufficient funds (NSF) check drawn on HVCU | $35.00
|
| Overnight payment | $20.00
|
| Stop payment | $35.00
|
Swipe to See More
Swipe to See More
| Credit Card Services | Fee |
|---|---|
| Cash advance | 3% of advance amount
|
| Card replacement | $5.00
|
| Copy of statement (per item over 25) | $4.00
|
| Foreign transaction fee | Exchange rate + 1% of transaction (1% fee waived for Visa Signature Card)
|
| Late payment | $25.00
|
| Photocopy of purchase receipt | $2.00
|
| Returned convenience check (NSF) | Up to $35.00
|
Swipe to See More
Swipe to See More
| Debit Card Services | Fee |
|---|---|
| Card replacement | $5.00
|
| Foreign transaction fee | Exchange rate + 1% of transaction
|
| Network ATM transaction, including balance inquiries, even if you do not complete a fund transfer or other transaction, using ATM card (each occurrence over 12 per month) | $2.00
|
Swipe to See More
Swipe to See More
| Visa Gift Card Services | Fee |
|---|---|
| Card purchase | $4.00
|
Swipe to See More
Swipe to See More
| Funds Transfer | Fee |
|---|---|
| Western Union Quick Cash | Domestic: CU cost
International up to $500: CU cost + $10.00 International $500.01+: CU cost + 2% of principal |
| Wire transfer to another financial institution | Domestic: $25.00
International: $50.00
|
| Wire transfer from another financial institution | $12.50
|
Swipe to See More
Swipe to See More
| Other | Fee |
|---|---|
| Expedited delivery | FedEx or UPS delivery by 10:30 am or 3 pm next day: CU cost
US Postal Service Express Mail - delivery schedule based on zip code: CU cost
|
| IRA transfer to another financial institution | $30.00
|
| Money order purchase | $4.00
|
| Personal Assistance Loan application fee | $20.00
|
Swipe to See More
We Are Here To Help
Important Legal Disclosures & Information
1 $15.00 monthly fee waived with combined average daily share balance of $15,000 or more and an aggregate minimum of $1,000 monthly direct deposit(s) to your primary account.