James Ryan

Mortgage Loan Officer
Serving Carmel, Fishkill, & Mahopac Branches

845.380.6750
NMLS ID: 1638070
HVCU NMLS ID: 411348

James Ryan has more than 10 years of experience in the mortgage and financial services industries, and has been proudly serving our membership as a Mortgage Loan Officer for 5 years. His attention to detail and strong work ethic allow him to find the right program that fits the needs of our members, whether they are  first-time homebuyers or looking for a vacation home.

A graduate of Pace University, James earned his Bachelors in Business Administration with a double major in Economics and Marketing.  He has called the Hudson Valley home for the last 30 years, and lives in Dutchess County with his family.

James is available to meet with members and potential members at our Carmel, Fishkill, and Mahopac branches, or other nearby branches to discuss the many mortgage options available through HVCU.

Contact James Today!

Call: 845.380.6750  |  Connect on LinkedIn
NMLS ID: 1638070
HVCU NMLS ID: 411348

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Important Legal Disclosures & Information


For complaints and inquiries concerning your mortgage or home equity, please share your experience with us. You may also contact the New York State Department of Financial Services Consumer Assistance Unit at 800.342.3736 or by visiting the Department's website at www.dfs.gov.

The tools and calculators on the HVCU website are provided for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your financial circumstances are not guaranteed. HVCU does not provide tax, legal, accounting, financial, investment or other professional advice. The tools and calculators should not be used as a substitute for tax, legal, accounting, financial, investment or other professional advice. Your use of the tools or calculators does not assure the availability of, or your eligibility for, any specific product offered by HVCU or its affiliates. The terms and conditions of specific products may differ and affect the results obtained by using these tools and calculators. All financing is subject to credit approval. The default figures, amounts and information shown in the tools and calculators are hypothetical and may not be applicable to you. Please consult with qualified professionals to discuss your particular situation.