Affordable Protection
We make Credit Life and Credit Disability coverage available to you at great low rates. Credit Life Insurance is available for $0.46 cents per $1,000 of the outstanding monthly loan balance for single coverage, and $0.74 cents per $1,000 of the outstanding monthly loan balance for joint coverage. Credit Disability Insurance is available for $1.41 cents per $1,000 of the outstanding monthly loan balance for single coverage and $2.68 per $1,000 for joint coverage. Discounts are available when you purchase both Credit Life and Credit Disability coverages and one or both coverages are also joint. A monthly premium is calculated on the declining loan balance, assuring you are only paying for the insurance you need.