Personal Fee Schedule
Revised 10/2022
Account Services
| Item
|
Fee
|
| ATM card replacement |
$5.00 |
| Blank checks |
$1.00 |
| Bond coupon redemption |
CU cost + $10.00 |
| Check cashing |
- Set up: one-time / $1.00
- Government and printed payroll: 1.5% of amount
- All other checks: 2.15% of amount |
| Check printing |
Prices vary |
| Computer printout of account activity |
$3.00 |
| Copy of deposited or paid check (per item over 25 per year) |
$4.00 |
| Copy of statement (per item over 25 per year) |
$4.00 |
| CU Official Check, payable to 3rd party |
$7.00 |
| Escheatment fee |
$25.00 |
| Guaranteed check |
$5.00 |
| Item sent for collection |
CU cost + $15.00 |
| Legal / photocopying (per item) |
$1.00 |
| Legal processing - including, but not limited to child support, court restraints, tax levies (per item) |
$150.00 |
| Legal research (per hour) |
$30.00 |
| Network ATM transaction, including balance inquiries, even if you do not complete a fund transfer or other transaction, using ATM card (each occurrence over 12 per month) |
$2.00 |
| Overdraft from savings (per item) |
$5.00 |
| Overdrawn account (debit card) |
$35.00 |
| Phone Payment Fee |
$5.00 |
| Premier Checking |
$15/month* |
| Privilege Pay item |
$35.00 |
| Protest HVCU check |
$10.00 |
| Protest non-HVCU check |
CU Cost |
| Research or checking account balancing (per hour) |
$20.00 |
| Returned item |
- ACH / check (drawn off HVCU): $35.00
- ACH origination: $35.00
- Deposited / cashed check: $12.00 |
| Returned mail item |
$5.00 |
| Satisfaction of lien (replacement copy) |
$5.00 |
| Stop payment on a check or ACH debit |
$35.00 |
| Tiered money market account withdrawals and transfers exceeding 6 per month (per occurrence) |
$10.00 |
Bill Pay Services
| Item
|
Fee
|
| Branch Bill Pay |
- Standard payment: $1.50 - Next day payment: $2.50 - Same day payment: $4.50 |
| Non-sufficient funds (NSF) ACH debit |
$35.00 |
| Non-sufficient funds (NSF) check drawn on HVCU |
$35.00 |
| Overnight payment |
$20.00 |
| Stop payment |
$35.00 |
Credit Card Services
| Item
|
Fee
|
| Cash advance |
3% of advance amount |
| Card replacement |
$5.00 |
| Copy of statement (per item over 25) |
$4.00 |
| Foreign transaction fee |
exchange rate + 1% of transaction (1% fee waived for Visa Signature Card) |
| Late payment |
$25.00 |
| Photocopy of purchase receipt |
$2.00 |
| Returned convenience check (NSF) |
$35.00 |
Debit Card Services
| Item
|
Fee
|
| Card replacement |
$5.00 |
| Foreign transaction fee |
exchange rate + 1% of transaction |
| Network ATM transaction, including balance inquiries, even if you do not complete a fund transfer or other transaction, using ATM card (each occurrence over 12 per month) |
$2.00 |
Visa Gift Card Services
| Item
|
Fee
|
| Card purchase |
$4.00 |
Funds Transfer
| Item
|
Fee
|
| Western Union Quick Cash |
- Domestic: CU cost
- International up to $500: CU cost + $10.00
- International $500.01+: CU cost + 2% of principal |
| Wire transfer to another financial institution |
- Domestic: $25.00
- International: $50.00 |
| Wire transfer from another financial institution |
$12.50 |
Other
| Item
|
Fee
|
| Expedited delivery |
- FedEx or UPS delivery by 10:30 am or 3 pm next day: CU cost
- US Postal Service Express Mail - delivery schedule based on zip code: CU cost |
| IRA transfer to another financial institution |
$30.00 |
| Money order purchase |
$4.00 |
| Personal Assistance Loan application fee |
$20.00 |
|
* $15.00 Monthly Fee waived with combined average daily share balance of $15,000 or more and an aggregate minimum of $1,000 monthly direct deposit(s) to your primary account.