Personal Fee Schedule
Revised 10/2022
Account Services
Item
|
Fee
|
ATM card replacement |
$5.00 |
Blank checks |
$1.00 |
Bond coupon redemption |
CU cost + $10.00 |
Check cashing |
- Set up: one-time / $1.00 - Government and printed payroll: 1.5% of amount - All other checks: 2.15% of amount |
Check printing |
Prices vary |
Computer printout of account activity |
$3.00 |
Copy of deposited or paid check (per item over 25 per year) |
$4.00 |
Copy of statement (per item over 25 per year) |
$4.00 |
CU Official Check, payable to 3rd party |
$7.00 |
Escheatment fee |
$25.00 |
Guaranteed check |
$5.00 |
Item sent for collection |
CU cost + $15.00 |
Legal / photocopying (per item) |
$1.00 |
Legal processing - including, but not limited to child support, court restraints, tax levies (per item) |
$150.00 |
Legal research (per hour) |
$30.00 |
Network ATM transaction, including balance inquiries, even if you do not complete a fund transfer or other transaction, using ATM card (each occurrence over 12 per month) |
$2.00 |
Overdraft from savings (per item) |
$5.00 |
Overdrawn account (debit card) |
$35.00 |
Phone Payment Fee |
$5.00 |
Premier Checking |
$15/month* |
Privilege Pay item |
$35.00 |
Protest HVCU check |
$10.00 |
Protest non-HVCU check |
CU Cost |
Research or checking account balancing (per hour) |
$20.00 |
Returned item |
- ACH / check (drawn off HVCU): $35.00 - ACH origination: $35.00 - Deposited / cashed check: $12.00 |
Returned mail item |
$5.00 |
Satisfaction of lien (replacement copy) |
$5.00 |
Stop payment on a check or ACH debit |
$35.00 |
Tiered money market account withdrawals and transfers exceeding 6 per month (per occurrence) |
$10.00 |
Bill Pay Services
Item
|
Fee
|
Branch Bill Pay |
- Standard payment: $1.50 - Next day payment: $2.50 - Same day payment: $4.50 |
Non-sufficient funds (NSF) ACH debit |
$35.00 |
Non-sufficient funds (NSF) check drawn on HVCU |
$35.00 |
Overnight payment |
$20.00 |
Stop payment |
$35.00 |
Credit Card Services
Item
|
Fee
|
Cash advance |
3% of advance amount |
Card replacement |
$5.00 |
Copy of statement (per item over 25) |
$4.00 |
Foreign transaction fee |
exchange rate + 1% of transaction (1% fee waived for Visa Signature Card) |
Late payment |
$25.00 |
Photocopy of purchase receipt |
$2.00 |
Returned convenience check (NSF) |
$35.00 |
Debit Card Services
Item
|
Fee
|
Card replacement |
$5.00 |
Foreign transaction fee |
exchange rate + 1% of transaction |
Network ATM transaction, including balance inquiries, even if you do not complete a fund transfer or other transaction, using ATM card (each occurrence over 12 per month) |
$2.00 |
Visa Gift Card Services
Item
|
Fee
|
Card purchase |
$4.00 |
Funds Transfer
Item
|
Fee
|
Western Union Quick Cash |
- Domestic: CU cost - International up to $500: CU cost + $10.00 - International $500.01+: CU cost + 2% of principal |
Wire transfer to another financial institution |
- Domestic: $25.00 - International: $50.00 |
Wire transfer from another financial institution |
$12.50 |
Other
Item
|
Fee
|
Expedited delivery |
- FedEx or UPS delivery by 10:30 am or 3 pm next day: CU cost - US Postal Service Express Mail - delivery schedule based on zip code: CU cost |
IRA transfer to another financial institution |
$30.00 |
Money order purchase |
$4.00 |
Personal Assistance Loan application fee |
$20.00 |
|
* $15.00 Monthly Fee waived with combined average daily share balance of $15,000 or more and an aggregate minimum of $1,000 monthly direct deposit(s) to your primary account.