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Routing Number : 221979363

Accounts
- - Become a Member
- - Account Rates
- - Checking
  - Visa Debit Card
  - Check Reordering
- - Savings
- - Kid & Teen Accounts
- - College Savings
- - Mortgage Savings
- - Certificate Accounts
  - Certificate Account Instructions
- - Tiered Money Markets
- - Holiday Club & Special Accts
- - IRAs
- - Coverdell Education
- - Health Savings Account
- - PaySmart
- - Direct Deposit
- - Account Settlement
- - Open an Account
- - Track Account Application
Credit Cards
- - Rates
- - Visa Credit Cards
  - Gas Rewards
- - HVCU Rewards!
- - GoToMyCard Account
- - Online Checkout with Visa
- - CUMONEY Visa Prepaid Cards
- - Visa Currency Converter
- - Apply For A Card
- - Track Card Application
Loans
Home Finance Center
Insurance
- - Personal Insurance
- - Flood Insurance
- - Life Insurance
- - Medicare
- - Accidental Death & Dismemberment
- - Pet Insurance
- - Property Damage/Accidents
- - Claims Billing & Servicing
- - Online Defensive Driving Courses
- - Business Insurance
Investment and Retirement
Resources
- - Share Insurance Coverage
- - Account Disclosures
- - Fee Schedule
- - Forms
- - Identity Theft
- - Calculators
- - BALANCE Financial Fitness
- - Credit Reports
- - Free FICO® Scores
- - Accounts FAQs
- - Loan FAQs

Accounts
- - Become a Member
- - Business Account Rates
- - Business Checking Accounts
  - Check Reordering
- - Cash Management
- - Savings
- - Certificate Accounts
- - Tiered Money Markets
- - Health Savings Accounts
- - IOLA Checking
- - Meet Our Business Experts
Online Services
- - Business Internet Banking
  - Internet Banking Login
- - Business Mobile Banking
- - Mobile Wallet
- - Business Bill Pay
- - eStatements
- - MAGIC Phone Banking
- - Wire Transfers
Business Lending
- - Lines of Credit
- - Secured Loans
- - Credit Cards
  - GoToMyCard Account Access
- - Apply for a Loan/Resume Application
Commercial Real Estate
- - Commercial Mortgages & Construction
- - SBA Loans
- - Meet Our Business Experts
- - Apply for a Loan/Resume Application
Business Banking Services
- - Financial Planning
  - Schedule a Consultation
- - Insurance
- - Merchant Services
Resources
- - Business Account Rates
- - Forms & Disclosures
- - Fee Schedule
- - Business Acct Agreement

Get to Know Us
- - HVCU Mission & Vision
- - Credit Union Difference
- - Financials/Ann. Reports
- - Board of Directors/Supervisory Committee
- - Make Your Voice Heard
Community Outreach
- - Financial Ed For Schools
- - Youth Financial Literacy
- - Financial Literacy Seminars
- - Financial Wellness
- - Speakers Bureau
- - In the Community
- - Charitable Requests
- - Community Events
Careers
- - Benefits
- - Job Openings
Resources
- - News & Press Releases
- - Past Newsletters
Contact Us
- - Branch / ATM Locations
- - Schedule a Branch Appointment
- - Branch Services
- - Holiday Hours
Become a Member

Internet & Mobile Banking
- - Internet Banking Login
- - Text Banking
- - Mobile Deposit
- - Quicken & Quickbooks Resources
Mobile Wallet
Pay Bills
- - Bill Pay
- - HVPay (loan payments)
- - HV$end (person-to-person)
- - Wire Transfers
Monitor/Manage Accounts
- - eStatements
- - CUAlerts
- - Financial Mgmt Tools
- - MAGIC Phone Banking
Safe Computing
- - General Email & Website Awareness
- - Keeping Your Devices Secure
- - Red Flags for Fraud
- - Phone Scams

Mobile Search - How can we help you?

About Us > Community Outreach > Youth Financial Literacy

in this section

Youth Financial Literacy Programs

School Teacher in Class

Hudson Valley Credit Union wants all members, especially our youngest, to succeed financially. To help parents lay a good foundation for their children's future, we offer not only affordable financial products, but also special programs to make learning about money fun!

A fun-filled savings program for our younger members 7 to 12 years old - our M3 Money Club combines a savings account with fun, educational tools for kids to learn the basics of money. With M3, parents have an engaging website as a resource to bring financial education into the home.

M3 introduces young members to an exciting world where superheroes rule and learning about money is cool. Our superheroes, Cash and Violet, will help them learn how to thwart the evil Dr. Spendit by learning good money habits early. With a quarterly newsletter, coloring pages you can download, and educational games, you'll actually enjoy teaching your kids about money management. Be sure to start them off young with their own Membership Savings Account at HVCU.

Visit the M3 Money Club

Financial experts agree that money habits learned at a young age can last a lifetime. That's why we're excited to offer The Elements of Money™ -- a program for ages 13 to 17 that combines the financial products and services teens need, with real-world educational resources. As a member, your teenager can navigate through the world of personal finance, as well as learn valuable lessons in saving money.

Elements of Money offers a wide variety of financial topics as they're just beginning that journey towards independence - first job, graduating high school, heading to college. The Elements of Money website features:

Financial articles, a podcast, blog and even videos
A quarterly newsletter with timely topics
Contests to help them earn scholarship money

Visit Elements of Money

Once a Member, Always a Member

Start them off right by making your child or grandchild an HVCU member with their own Membership Savings Account. Become a member.

Explore Further

Accounts for Kids & Teens
Student Loans
Search for Scholarships

Do you currently have a Hudson Valley Credit Union Account?

Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.

Do you currently have a Hudson Valley Credit Union Account?

Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.

Do you currently have a Hudson Valley Credit Union Account?

Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.

Do you currently have a Hudson Valley Credit Union Account?

Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.

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PO Box 1071, Poughkeepsie,
NY 12602-1071
Phone:
845.463.3011 | 800.468.3011

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HVCU is federally insured by the NCUA

For complaints and inquiries concerning your mortgage or home equity, contact us at the address or phone numbers above. You may also contact the New York State Department of Financial Services Consumer Assistance Unit at 800.342.3736 or by visiting the Department's website at www.dfs.gov.

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