Looking for a Latham credit union you can count on? HVCU’s Latham Branch offers a friendly, community-centered place for all your banking needs. For over 60 years, our member-first approach has helped individuals and families across New York build solid financial futures.
This branch proudly serves Albany County and surrounding areas including Latham, Colonie, Loudonville, Newtonville, Cohoes, Watervliet, Menands, and Albany. Located on New Loudon Road near Latham Circle, the branch offers quick access to US-9, NY-7, and I-87 (Exit 6), making it convenient for commuters and families. Searching for a "credit union near me" in the Albany, NY area? Our Latham Branch is your local choice for lower loan rates and personalized financial service you can trust.
Eligible individuals nationwide can join HVCU through several membership pathways. You can learn more about those options on our Membership page.
Hours of Operation
| Monday | 9:00 AM - 5:30 PM |
| Tuesday | 9:00 AM - 5:30 PM |
| Wednesday | 9:00 AM - 5:30 PM |
| Thursday | 9:00 AM - 6:00 PM |
| Friday | 9:00 AM - 6:00 PM |
| Saturday | 9:00 AM - 2:00 PM |
| Sunday | Closed |
Branch Capabilities
- 24-Hour Lobby & Drive-up ATMs
- ATM Card Replacement
- Copies of Cleared Checks & Statements
- Financial Planning
- Free Coin Machines
Coin Machines
- There is no charge to use our coin machines
- Money is deposited directly to your savings, checking, or tiered money market account
- Instant Issue of Visa® Debit Card & PIN Resets
Instant Issue of Visa® Debit Card & PIN Resets
- Get a card in minutes
- Helpful when you need to replace a lost or stolen card quickly
- Staff can quickly reset your PIN if needed
- Money Orders & Western Union Quick Cash
Money Orders
- Available for any amount up to $1,000
- Valid for three years from date of purchase
- $4.00 fee per money order; our PaySmart account offers money orders at a discounted rate
Western Union Quick Cash- Helpful when you need to get funds to an individual quickly
- Transfer an amount up to $10,000 to any Western Union office in the country ($450 in Arizona)
- Delivery of the funds is guaranteed within two hours from the time of request
- Requests made before 4:00 pm ET are processed for same day outgoing transfer
- Fees are dependent upon the destination of your transfer, with international transfers having a higher fee than domestic transfers
- Night Deposit
- Notary Service
Notary Service
Staff serve as witness to you signing documents (excluding Power of Attorney and wills)
- Service provided free of charge to members
- Official Check (bank or cashier's check)
Official Checks (bank or cashier’s check)
- Often used for making large purchases, such as a home or vehicle.
- Funds for the check are guaranteed; you may request a check for any amount up to your available account balance.
- Free to members who have a checking account and Visa Debit Card
- $7.00 fee to members without a checking account and Visa Debit Card
- Savings Bond Redemption
US Savings Bond Redemption
- Paper savings bonds are no longer sold at financial institutions, but we can redeem any existing bonds you have
- To purchase bonds, visit the Treasury Direct website
- At the Treasury Direct website, you can also manage and redeem bonds, convert paper savings bonds to electronic savings bonds, and purchase other Treasury securities, including bills, notes, bonds, and TIPS (Treasury Inflation-Protected Securities)
- Visa® Gift Cards & Visa® CUMONEY Everyday Spend Prepaid Cards
Visa® Gift Cards
New Cards coming in 2023. Sales are temporarily suspended while updates are made to comply with new legislation.
Visa Gift Cards – Purchased Prior to December 10, 2022:
- Pre-paid, non-reloadable cards, similar to retail and department store gift cards
- Use anywhere Visa Debit Cards are accepted
- Member must be 13 years of age or older to purchase
- Purchase amounts between $10 and $1,000, for a fee of just $4 per card
- Activate your card, check your balance and purchases by visiting CUMONEY.com/gift or calling Customer Care at 833.729.2843.
- To report a lost or stolen card, call us at 845.463.3011 or stop by any branch
Cards expire after nine years from date of purchase (Refer to the expiration date on the card. Cards purchased prior to December 10, 2022 have an expiration of five years.)
Visa® CUMONEY® Everyday Spend Prepaid Cards- Prepaid reloadable cards available for members 13 and older
- Use anywhere Visa cards are accepted
- Order your card in any of our branches; you'll receive your card in the mail within 7-10 business days
- Register your card once it arrives in the mail, which you can do at CUMONEY.com or by calling 833.729.2853.
- Add funds to your card through the CUMONEY® app or by stopping into any branch You can also check your balance at CUMONEY.com or via the CUMONEY® app
- Arrange to have your paycheck or government benefits deposited directly onto your card, up to a maximum of $5,000
- Withdraw funds from your card at surcharge-free ATMs; locate ATMs at CUMONEY.com
- Continuous fraud monitoring, and lost/stolen card replacement
- View our Terms and Conditions for more information
- Wire Transfers
Please refer to our fee schedule for applicable pricing information.
Meet the Latham Team
Branch
Manager
Ashley Neff
845.463.3011, Ext 4863
Connect with Ashley on LinkedIn
Mortgage
Loan Officer
Helmut Gerstenberger
NMLS ID: 481561
845.663.3890
Connect with Helmut on LinkedIn
Financial
Consultant
Nicole Mann
Schedule a Consultation
Connect with Nicole on LinkedIn
Commercial
Relationship Manager
Sylvia Anglin
845.972.2483
Connect with Sylvia on LinkedIn
The Latham team brings a thoughtful, people-first approach to every interaction. Whether you’re opening your first account, financing a home, or planning for long-term goals, you’ll find experienced professionals focused on helping you make confident financial decisions.
HVCU continues to invest in the communities it serves by supporting local nonprofits and initiatives throughout the Capital Region. Through the HVCU Charitable Foundation and local sponsorships, we help drive lasting, positive impact where it’s needed most.
Learn More About Accounts & Loans
Frequently Asked Questions
Yes, Latham, NY residents are eligible. HVCU membership is also open nationwide to individuals who qualify through several eligibility paths, including family relationships with HVCU members, or donors of select partner organizations. Eligibility specifics can be found on our Membership page.
At HVCU’s Latham Branch, members can access a full range of everyday and long-term banking services, including ATM and drive-thru access, personal checking and savings accounts, auto, personal, and home loans, business banking solutions, credit and debit cards, and secure digital banking through HVCU’s mobile app.
Yes. A free coin machine is available in-branch.
Yes, financial and retirement planning services are offered through Wealth Management at Hudson Valley Credit Union. For more information or to speak with a Financial Consultant, visit https://www.wealthathvcu.com/.
Yes. Our facilities are fully compliant and accessible.
Yes, for convenient transactions without leaving your vehicle.
Bring a valid photo ID. For wires, also bring the recipient’s name, address, bank name, routing number, and account number.
See What Your Neighbors Are Saying
We Are Here To Help
Important Legal Disclosures & Information
Supervisory Office:
Chris Cantele, Wealth Management at Hudson Valley Credit Union
11 Marshall Rd Suite 2A
Wappingers Falls, NY 12590
845.463.3366, (fax) 845.463.4172
email: christopher.cantele@lpl.com
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).
Insurance products are offered through LPL or its licensed affiliates. Wealth Management at Hudson Valley Credit Union and Hudson Valley Credit Union are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Wealth Management at Hudson Valley Credit Union, and may also be employees of Hudson Valley Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Hudson Valley Credit Union or Wealth Management Hudson Valley Credit Union. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
The LPL Financial registered representatives associated with this site may only discuss and / or transact securities business with residents of the following states: AZ, AK, CA, CO, CT, DE, FL, GA, IL, IN, KY, LA,ME, MD,MA,MN, NE, NV, NH, NM, NJ, NY, NC, OH, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, WI.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.