This is a limited time offer- apply today, and you could receive $1,000 when you finance with us. Mortgage must close within 90 days of receipt of application to be eligible.
Your Dream Home
We know that when it comes to home financing, everyone’s needs are different. Your stage in life, the size of your family, your income, budget, and savings all come into focus when you’re buying or building your dream home. We offer a number of
flexible financing options that can make home ownership a reality, including
FHA and VA loans for first-time homebuyers and veterans. When financing your home with HVCU, you can expect:
Apply Now
Take advantage of this limited-time offer today. Our enhanced online application allows you to complete an application, create a user name and password, upload and review documents, lock in your rate, and check the status of outstanding conditions on the Landing Zone Loan Status Page. You will also be able to consent to viewing and receiving documents electronically.
Personalized Homeowners Insurance at an Affordable Rate
Your home is one of the most significant investments you’ll make. Homeowner’s insurance protects you, your home, and your belongings from accidents, severe weather, theft, fire, and more. It can provide assurance that a bad day won’t get any worse.
A licensed HVCU Insurance Services agent can walk you through the quote process step-by-step to ensure that you, your family, and your possessions are properly covered.
Insurance Products are not NCUA/NCUSIF Insured | Are not obligations of HVCU | Are not guaranteed by HVCU
FREE Home Buyer Guide
Download our latest Home Buyer Guide for more information about the mortgage process including how much you need to save for a home, tips for buying in competitive market, an overview of your financing options, and much more. Whether you're just starting to save or plan to purchase a home in the near future, we hope you find it useful in your home buying journey.
Speak with an HVCU Mortgage Loan Officer
Not ready to apply yet? Complete the form below to have an HVCU Mortgage Loan Officer contact you to discuss your mortgage options.
* Primary occupancy residential purchase mortgages only. All other loan types, including HVCU mortgage refinances, home equity products, or commercial mortgages, are not eligible for this reduced closing cost promotional offer. Complete mortgage application must be received between 12:01 am on 6/14/2022 and 11:59 pm on 4/30/2023, and the mortgage must close within 90 days of receipt of application to be eligible. No exceptions will be made or considered. The $1,000 closing costs reduction offer will be credited at closing. Member pays for all other costs at closing. May be subject to IRS reporting. Consult a tax professional as to reporting requirements, as this offer is not intended to provide tax advice or guidance. This offer is not guaranteed if your account is not in good standing and if you do not meet our credit and/or underwriting criteria. Offer may be withdrawn at any time by HVCU without further notice provided to you. Speak to an HVCU Mortgage Loan Officer for more information. Loans are subject to terms, conditions, and credit approval.