Learning Center
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Considerations When Flipping Houses
If you think house-flipping may be for you, here are some things to consider before you buy a house to flip. -
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Credit Reports & FICO® Scores
Your credit reports can help you understand how paying off or assuming debt influences your FICO® Score, and what you can do to maintain a solid rating. -
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Credit vs. Debit Transactions
Credit transactions are also referred to as signature-based transactions to earn points. Debit transactions are also referred to as PIN-based. PIN-based, point-of-sale, ATM transactions, cash withdrawals, and checks do not earn points. -
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Don't Fall Victim to Fraud
Be wary of scams, especially callers claiming to be someone from HVCU’s Contact Center or HVCU’s “fraud department” who want you to “confirm” important information. -
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Finding a Bank That Aligns with Your Business Philosophy
Join HVCU, Mid-Hudson SBDC, and SCORE as we discuss the considerations you should take when selecting your business bank.
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Fixed vs. Adjustable Rate Mortgages Home Financing
Here is some information to help you better understand your options when considering which type of mortgage is right for you.