Money Management
7 Money Myths to Stop Believing Today
More About Saving & Budgeting
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How To Use The Money Envelope System
The money envelope system is a simple, proven and powerful way to keep spending in check. Check out this guide for implementing the system. -
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Paying Yourself First When There is Nothing Left to Save
How can you save when there isn’t enough money to pay the bills in the first place?
Savings & Budget Calculators
Money Management Resources
Empower yourself with Hudson Valley Credit Union's Money Management Resources, including our HVCU Financial Management Tools, designed to simply your path to financial success.
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Buying a Car
Hudson Valley Credit Union is dedicated to helping you make informed decisions about car ownership and buying a car. We provide valulable financial advice and educational resources to guide you through the process.Learn more -
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Paying for College
College is one of life's biggest investments, and figuring out how to pay for college can feel overwhelming. But with thoughtful planning and smart money management strategies, you can navigate these costs with confidence and minimize financial stress during your college journey.Learn more -
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Rebuilding Credit
Rebuilding credit is one of the most important steps towards financial recovery. For individuals who have faced financial challenges, understanding how to start rebuilding credit can empower you to regain control of your financial future.Learn more
Important Legal Disclosures & Information
The tools and calculators on the HVCU website are provided for educational and illustrative purposes only. HVCU does not provide tax, legal, accounting, financial, investment or other professional advice. The tools and calculators should not be used as a substitute for tax, legal, accounting, financial, investment or other professional advice. Your use of the tools or calculators does not assure the availability of, or your eligibility for, any specific product offered by HVCU or its affiliates. The terms and conditions of specific products may differ and affect the results obtained by using these tools and calculators. All financing is subject to credit approval. The default figures, amounts and information shown in the tools and calculators are hypothetical and may not be applicable to you. Please consult with qualified professionals to discuss your particular situation.