Money Management
7 Money Myths to Stop Believing Today
More About Saving & Budgeting
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Image of Teenage girl putting dollars in a piggy bank, guitar in the background on the couchLearn More
5 Smart Money Habits Every Teen Should Know
Whether you're saving up for the latest tech, your first set of wheels, or just trying to stretch your allowance, these five simple money tips can help you build smart habits that last. -
Image of A piece of paper with the words Pay Yourself First on itLearn More
Paying Yourself First When There is Nothing Left to Save
How can you save when there isn’t enough money to pay the bills in the first place? -
Image of Hand stacking coins next to a jar of coins that says EducationLearn More
Saving for College vs. Retirement: Which Comes First?
When faced with the goals of saving for retirement and saving for college, retirement should take priority. Here's why.
Savings & Budget Calculators
Money Management Resources
Empower yourself with Hudson Valley Credit Union's Money Management Resources, including our HVCU Financial Management Tools, designed to simply your path to financial success.
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Buying a Car
Hudson Valley Credit Union is dedicated to helping you make informed decisions about car ownership and buying a car. We provide valulable financial advice and educational resources to guide you through the process.Learn more -
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Paying for College
College is one of life's biggest investments, and figuring out how to pay for college can feel overwhelming. But with thoughtful planning and smart money management strategies, you can navigate these costs with confidence and minimize financial stress during your college journey.Learn more -
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Rebuilding Credit
Rebuilding credit is one of the most important steps towards financial recovery. For individuals who have faced financial challenges, understanding how to start rebuilding credit can empower you to regain control of your financial future.Learn more
Important Legal Disclosures & Information
The tools and calculators on the HVCU website are provided for educational and illustrative purposes only. HVCU does not provide tax, legal, accounting, financial, investment or other professional advice. The tools and calculators should not be used as a substitute for tax, legal, accounting, financial, investment or other professional advice. Your use of the tools or calculators does not assure the availability of, or your eligibility for, any specific product offered by HVCU or its affiliates. The terms and conditions of specific products may differ and affect the results obtained by using these tools and calculators. All financing is subject to credit approval. The default figures, amounts and information shown in the tools and calculators are hypothetical and may not be applicable to you. Please consult with qualified professionals to discuss your particular situation.