Scholarships & Tuition Assistance

The cost of college may be on the rise, but HVCU is here to help.

2024 College Scholarship Program

Hudson Valley Credit Union is happy to provide our Annual Scholarship Program, which is offered in partnership with the New York Credit Union Association. Student members in their senior year of high school have until Thursday, December 28 at 5 PM ET to request an application from HVCU. Please click the link below to review important eligibility and deadline requirements, and to request an application before the 12/28 deadline.

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Grants & Scholarships

There are so many options to fund your college education, it can seem a bit confusing at first. One of the best sources of funding is free or nearly-free money from grants and scholarships available for a wide variety of skills, background, and studies. The credit union offers its own scholarships, as well as this easy-to-use Sallie Mae's scholarship search tool with over 3.5 million scholarship opportunities totaling more than $18 billion.

New York State Tuition Assistance Program (TAP)

The New York State Tuition Assistance Program (TAP) helps eligible New York residents attending in-state post-secondary institutions pay for tuition. Depending on the academic year in which the student begins study, an annual TAP award can be as high as $5,000. TAP is a grant, and does not have to be paid back.

Applying for TAP

For New York State residents who include a New York school in “step six” of the FAFSA, the NYS Higher Education Services Corporation (HESC) will automatically send the applicant an Express New York State Tuition Assistance Program (TAP) Application (ETA). Deadline for filing the TAP Application is May 1st of the academic year for which aid is sought. For more information, visit the HESC website.

If the FAFSA applicant will also be applying for TAP, remember to submit the FAFSA early enough to be able to receive and submit the TAP application before the May 1st deadline.

Student Loan Coaching Resource

Get free student loan coaching from BALANCE. Counselors will give you a one-on-one session and discuss your financing options.


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Important Legal Disclosures & Information

The tools and calculators on the HVCU website are provided for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your financial circumstances are not guaranteed. HVCU does not provide tax, legal, accounting, financial, investment or other professional advice. The tools and calculators should not be used as a substitute for tax, legal, accounting, financial, investment or other professional advice. Your use of the tools or calculators does not assure the availability of, or your eligibility for, any specific product offered by HVCU or its affiliates. The terms and conditions of specific products may differ and affect the results obtained by using these tools and calculators. All financing is subject to credit approval. The default figures, amounts and information shown in the tools and calculators are hypothetical and may not be applicable to you. Please consult with qualified professionals to discuss your particular situation.

1Students are considered an HVCU member if they have a Savings Account in their name only or they are listed first on a joint Savings Account with an adult. Hudson Valley Credit Union may occasionally use scores from the NYCUA competition to award its own scholarships. HVCU employees, volunteers, their family, and relatives are ineligible for these HVCU scholarships.