Saving for Your Best Life!

Earn up to 4.00% APY1 with our new Premier Savings Account!2

Tired of traditional savings accounts that barely keep up with inflation? Say hello to our Premier Savings Account2 – where your money grows with ease, giving you the financial freedom you deserve. Whether you’re saving for a dream vacation, a new home, or a worry-free retirement, our Premier Savings Account2 is designed to help you achieve your financial goals.

Earn up to 4.00% APY1 – that’s more than 6x the national average

To qualify for the account, simply: 

  • Maintain an average daily balance of $500 in your primary checking account 
  • Receive a monthly minimum of $500 in direct deposit(s) to your primary checking account

Don’t settle for ordinary savings – open a Premier Savings Account2 today! 

Premier Savings Account

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Tier Minimum to Earn APY APY Dividend Rate
First Tier $0 - $9,999.99 0.02% 0.02%
Second Tier $10,000 - $49,999.99 0.02% 0.02%
Third Tier $50,000 - $74,999.99 3.00% 2.95%
Fourth Tier $75,000 - $99.999.99 3.50% 3.44%
Fifth Tier $100,000 + 4.00% 3.92%
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Rates are accurate as of 5/16/24, and are subject to change without notice.

There is a $45 annual fee for this account. 

Not Right for You? Consider One of Our Longer-Term Savings Options

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Important Legal Disclosures & Information 

1APY = Annual Percentage Yield.  Rates are accurate as of 5/30/24, and are subject to change without notice. Dividends are accrued on a tiered basis, First Tier: $9,999 balance or less earns 0.02% APY; Second Tier: $10,000 - $49,999 earns 0.02% APY; Third Tier: $50,000 - $74,999 earns 3.00% APY; Fourth Tier: $75,000 - $99,999 earns 3.50%; Fifth Tier: $100,000 and above earns 4.00% APY. Fees may reduce earnings. 

2The Premier Savings is limited to one joint owner and only one account per primary member is permitted. To qualify for this account, you must receive an aggregate minimum of $500 monthly direct deposit(s) to your primary checking account and maintain an average daily share balance of $500 in your primary checking account. If you do not meet this criteria, the Premier Savings account dividend rate will convert to the current basic savings dividend rate. An Annual Fee is charged in accordance with HVCU's Fee Schedule.