Rebuilding Credit
Helpful Tips on Improving Credit Score and Credit Standing
Tips & Advice: How to Improve Your Credit
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All You Need to Know About Credit Freezes
A credit freeze is a simple yet powerful way to prevent unauthorized access to your credit report. -
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How to Spot a Credit Repair Scam
Understanding how credit repair scams work is the first step to protect yourself and avoid the temptation of a quick credit fix. -
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What is a Credit Report?
Understanding what’s in your credit report and how to read it is essential for maintaining financial wellness and protecting yourself from errors or fraud.
Establish or Strengthen Your Credit with a Secured Visa Credit Card
Did you know secured credit cards offer a valuable tool for rebuilding credit? Yes! Secured credit cards allow you borrow against a refundable security deposit. This approach provides a safer way to establish or improve your credit history. Hudson Valley Credit Union offers a Visa® Secured Credit Card. Start rebuilding today!
Explore Credit CardsFind Financial Flexibility with a Personal Loan or Line of Credit
Personal loans can be a valuable financial tool for various purposes, such as consolidating high-interest debt or covering unexpected expenses. Hudson Valley Credit Union offers both secured and unsecured personal loans. A secured loan, backed by a savings account or certificate account, is an excellent option for individuals looking to establish or improve their credit.
Learn More About our Personal LoansExplore Our Other Offerings
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Buying a Car
Hudson Valley Credit Union is dedicated to helping you make informed decisions about car ownership and buying a car. We provide valulable financial advice and educational resources to guide you through the process.Learn more -
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Money Management
Effective money management starts with saving and budgeting - the foundation of financial well-being. At Hudson Valley Credit Union, we're committed to helping our members acheive their goals with advice on money management and educational resources designed to foster long-term financial freedom.Learn more -
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Paying for College
College is one of life's biggest investments, and figuring out how to pay for college can feel overwhelming. But with thoughtful planning and smart money management strategies, you can navigate these costs with confidence and minimize financial stress during your college journey.Learn more
Important Legal Disclosures & Information
The tools and calculators on the HVCU website are provided for educational and illustrative purposes only. HVCU does not provide tax, legal, accounting, financial, investment or other professional advice. The tools and calculators should not be used as a substitute for tax, legal, accounting, financial, investment or other professional advice. Your use of the tools or calculators does not assure the availability of, or your eligibility for, any specific product offered by HVCU or its affiliates. The terms and conditions of specific products may differ and affect the results obtained by using these tools and calculators. All financing is subject to credit approval. The default figures, amounts and information shown in the tools and calculators are hypothetical and may not be applicable to you. Please consult with qualified professionals to discuss your particular situation.