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Hudson Valley Credit Union – Your Trusted Credit Union in New York
Rooted in the heart of southeastern New York and now expanding into the Capital Region and Sullivan County, Hudson Valley Credit Union has been empowering our community's financial success for more than six decades. As one of New York’s largest and most tenured credit unions, we're committed to helping our employees, members, and neighbors achieve financial freedom at every stage of life - in the Hudson Valley and beyond.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted, local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted, local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
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Learn More About Saving & BudgetingHand holding mobile device with buy now, pay later option on screenLearn More
Should I Choose to Buy Now, Pay Later?
Buy now, pay later is everywhere now, but it might not be the best tool when you’re buying if you let the payments get away from you. Read our guide for the pros and cons!Man and woman each holding piggy banks with their backs turnedLearn More6 Tips for Discussing Money with Your Partner
No matter how long you’ve been coupled, it can be uncomfortable to discuss finances with each other. We have some helpful tips to get you started. -
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Credit Reports & FICO® Scores
Your credit reports can help you understand how paying off or assuming debt influences your FICO® Score, and what you can do to maintain a solid rating.Hand holding mobile phone with credit score displayed, laptop in backgroundLearn MoreBreaking Down Your Credit Score
Here are some quick tips to help you understand your credit score and keep it at a healthy number. -
Learn More About Home FinancingRealtor showing couple with young child a homeLearn More
Adjustable Rate Mortgages – Everything You Need to Know
An Adjustable Rate Mortgage can help homebuyers purchase a home with a lower interest rate and weather economic turbulence.hand pulling line drawing image of house to reveal photoLearn MoreConsiderations When Flipping Houses
If you think house-flipping may be for you, here are some things to consider before you buy a house to flip. -
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Your Guide to Harnessing Data for Competitive Advantage
The key to identifying what data you have in your business that can then be harnessed to help you solve your key business challenges.business people shaking hands Opens video in a modalWatch VideoYour Guide to Successful Sales Tactics: Aim to Thrive in the Worst of Times
Prepare for your business to stay ahead of the competition during and economic downturn. Learn how from Carmen Carrozza, Assistant Vice President, Senior Branch Manager at Hudson Valley Credit Union. -
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5 Myths About Flood Insurance
Safeguard your home and everything in it by ensuring you have the right coverage for you and your family.Exterior image of home with storm clouds aboveLearn MoreYour Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need. -
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Valentine's Day Romance Scams
Here are a few ways to protect yourself from romance scams.Young girl on smartphone Opens video in a modalWatch VideoChild Cyber Safety Tips
Learn more about how parents and guardians can protect kids online with these tips.
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News & Events
HVCU staff and Marist staff standing in the Marist Red Fox Financial Branch
Marist University and HVCU Launch Marist Red Fox Financial
Marist Red Fox Financial in New York is a student-powered credit union that combines experiential learning with valuable financial services for the Marist University community.
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Hudson Valley Credit Union Named A Great Place to Work
Hudson Valley Credit Union (HVCU) has officially been named a Great Place to Work (GPTW).
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Hudson Valley Credit Union 2023 Election Results
Hudson Valley Credit Union election results were announced at the Annual Members Meeting on June 26, 2023.
What Your Neighbors Are Saying
Man in yellow sweatshirt looking out car window
HVCU Member
15 Years
HVCU has helped me in all aspects of my banking needs. I have had a line of credit, taken car loans and had multiple checking and savings accounts.
Young couple with financial counselor
HVCU Member
2 Years
I love how quick and easy the whole process of getting the loan was. And the people we dealt with were very friendly.
Girl banking on her phone
HVCU Member
20 Years
Online Services are easy to navigate. In person service is friendly and efficient.
Couple moving in
HVCU Member
7 Years
HVCU made getting my first mortgage a very pleasant experience.