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Personal Assistance Loan

Examples of People Using Personal Loans
Whether you need a little extra cash for books, groceries, an emergency car repair, or anything in between, a Personal Assistance Loan can help. Get money when you need it most deposited right into your account with just a few clicks.
A Personal Assistance Loan can also help you to build or repair credit. While there is no credit check required, we will be reporting repayment history to the credit bureau.
  • Readi-Cash Line of Credit triangle
    Borrow between $200 and $1,000 with a fixed 6-month term. 1
  • Signature Loan Features triangle
    Must be an HVCU member for 90 days. A $20 application fee applies to each loan application. 2
  • Signature Loan Features triangle
    No credit check required, with an instant loan decision.
  • Rate Discount with AutoPay triangle
    Can be used to build or repair credit.
1 As an example, a 6 month, 25% fixed rate Personal Assistance Loan for $1,000 would result in 6 monthly payments of $179.03 Your actual payment may be higher. All HVCU loan programs, rates, terms and conditions are subject to change at any time without notice.
2 An application fee of $20 is charged for every Personal Assistance Loan application, whether or not the loan is approved.

Useful Resources

The BALANCE Financial Fitness Program provides access to free financial counseling and education, including student loan coaching, home ownership education, and rental coaching.