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Routing Number : 221979363

Call : 845.463.3011

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Routing Number : 221979363

Accounts
- - Become a Member
- - Open an Account
- - Track Account Application
- - Account Rates
- - Checking
  - Visa Debit Card
  - Check Reordering
- - Savings
- - Kid & Teen Accounts
- - College Savings
- - Mortgage Savings
- - Certificate Accounts
  - Certificate Account Instructions
- - Tiered Money Markets
- - Holiday Club & Special Accts
- - IRAs
- - Coverdell Education
- - Health Savings Account
- - PaySmart
- - Direct Deposit
- - Account Settlement
Credit Cards
- - Rates
- - Visa Credit Cards
- - HVCU Rewards!
- - Online Checkout with Visa
- - CUMONEY Visa Prepaid Cards
- - Visa Currency Converter
- - Apply For A Card
- - Track Card Application
Loans
Home Finance Center
Insurance
- - Personal Insurance
- - Flood Insurance
- - Life Insurance
- - Medicare
- - Accidental Death & Dismemberment
- - Property Damage/Accidents
- - Claims Billing & Servicing
- - Online Defensive Driving Courses
Investment and Retirement
Resources
- - Learning Center
- - Share Insurance Coverage
- - Account Disclosures
- - Fee Schedule
- - Forms
- - Identity Theft
- - Calculators
- - BALANCE Financial Fitness
- - Credit Reports
- - Free FICO® Scores
- - Accounts FAQs
- - Loan FAQs

Accounts
- - Become a Member
- - Business Account Rates
- - Business Checking Accts
  - Check Reordering
- - Cash Management
- - Savings
- - Certificate Accounts
- - Tiered Money Markets
- - Health Savings Accounts
- - IOLA Checking
- - Specialized Business Accts
- - Meet Our Business Experts
Online Services
- - Internet & Mobile Banking
- - Internet Banking Login
- - Mobile Wallet
- - Bill Pay
- - eStatements
- - CUAlerts
- - MAGIC Phone Banking
- - Wire Transfers
Business Lending
- - Lines of Credit
- - Secured Loans
- - Credit Cards
- - Apply for a Loan/Resume Application
Commercial Real Estate
- - Commercial Mortgages & Construction
- - SBA Loans
- - Meet Our Business Experts
- - Apply for a Loan/Resume Application
Business Banking Services
- - Financial Planning
  - Schedule a Consultation
- - Merchant Services
Resources
- - Business Account Rates
- - Forms & Disclosures
- - Business Fee Schedule
- - Learning Center

Get to Know Us
- - HVCU Mission & Vision
- - Credit Union Difference
- - Financials/Ann. Reports
- - Board of Directors/Supervisory Committee
- - Make Your Voice Heard
Community Outreach
- - Financial Ed For Schools
- - Youth Financial Literacy
- - Financial Literacy Seminars
- - Financial Wellness
- - In the Community
- - Charitable Requests
Careers
- - Benefits
- - Job Openings
Resources
- - News & Press Releases
- - Past Newsletters
Contact Us
- - Branch / ATM Locations
- - Schedule a Branch Appointment
- - Branch Services
- - Holiday Hours
Become a Member

Internet & Mobile Banking
- - Internet Banking Login
- - Text Banking
- - Mobile Deposit
- - Quicken & Quickbooks Resources
Mobile Wallet
Pay Bills
- - Bill Pay
- - HVPay (loan payments)
- - HV$end (person-to-person)
- - Wire Transfers
Monitor/Manage Accounts
- - eStatements
- - CUAlerts
- - Financial Mgmt Tools
- - MAGIC Phone Banking
Safe Computing
- - Learning Center
- - Child Cyber Security
- - General Email & Website Awareness
- - Keeping Your Devices Secure
- - Red Flags for Fraud
- - Phone Scams

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Ads > Teen Checking

in this section

Teen Checking Accounts

At HVCU, we know that smart financial habits start early. That’s why we’ve created our new Teen Checking Account – to help some of our youngest members learn to spend wisely. Our Teen Checking Account offers all the benefits of our traditional checking account, including a Visa® Debit Card, Mobile Wallet, and access to the HVCU mobile app. It’s a great stepping stone on the road to financial stability in adulthood.

Available to members ages 13-17
Adult 18 or older must be joint on account
Internet Banking & Mobile Banking access
No monthly fees
Quarterly educational emails
At the end of the month that the minor turns 18, the account automatically converts to a traditional checking account and the joint owner is removed

Open an Account

You can open a teen checking account online or in any of our branches.

Open a Teen Checking Account Online

Do you currently have a Hudson Valley Credit Union Account?

Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation.

APY=Annual Percentage Yield. The APY is 0.02%, effective as of 7/1/21, and is subject to change without notice. The minimum balance to open a Teen Checking is $0.00. An adult at least 18 years of age must be joint. Minor must also have a Primary Savings account with a $.01 minimum balance. Fees could reduce earnings. Government-issued ID for minor is required to open the account. School IDs are not an acceptable form of ID for account opening.

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PO Box 1071, Poughkeepsie,
NY 12602-1071
Phone:
845.463.3011 | 800.468.3011

Lending to our Military Members and their Dependents

HVCU is federally insured by the NCUA

For complaints and inquiries concerning your mortgage or home equity, contact us at the address or phone numbers above. You may also contact the New York State Department of Financial Services Consumer Assistance Unit at 800.342.3736 or by visiting the Department's website at www.dfs.gov.

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