Money Management

Effective money management starts with saving and budgeting - the foundation of financial well-being. At Hudson Valley Credit Union, we're committed to helping our members acheive their goals with advice on money management and educational resources designed to foster long-term financial freedom.
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More About Saving & Budgeting

  • Image of Woman carrying many different shopping bags

    Am I a Shopaholic?

    How can you tell if you have a real addiction or you’re just a recreational (albeit, dedicated) shopper? Here’s how to tell if you’re a shopaholic and steps to take to curb your behavior.
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  • Image of Illustration of man walking among budgeting icons

    19 Reasons To Create And Stick To A Budget

    There are a number of benefits for creating a budget to manage your finances. Here are 19 reasons to create and stick to a budget.
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  • Image of money spread on top of an envelope

    How To Use The Money Envelope System

    The money envelope system is a simple, proven and powerful way to keep spending in check. Check out this guide for implementing the system.
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Money Management Resources

Empower yourself with Hudson Valley Credit Union's Money Management Resources, including our HVCU Financial Management Tools, designed to simply your path to financial success.

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Explore Our Other Offerings

  • Buying a Car

    Hudson Valley Credit Union is dedicated to helping you make informed decisions about car ownership and buying a car. We provide valulable financial advice and educational resources to guide you through the process.
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  • Paying for College

    College is one of life's biggest investments, and figuring out how to pay for college can feel overwhelming. But with thoughtful planning and smart money management strategies, you can navigate these costs with confidence and minimize financial stress during your college journey.
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  • Rebuilding Credit

    Rebuilding credit is one of the most important steps towards financial recovery. For individuals who have faced financial challenges, understanding how to start rebuilding credit can empower you to regain control of your financial future.
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Important Legal Disclosures & Information

The tools and calculators on the HVCU website are provided for educational and illustrative purposes only. HVCU does not provide tax, legal, accounting, financial, investment or other professional advice. The tools and calculators should not be used as a substitute for tax, legal, accounting, financial, investment or other professional advice. Your use of the tools or calculators does not assure the availability of, or your eligibility for, any specific product offered by HVCU or its affiliates. The terms and conditions of specific products may differ and affect the results obtained by using these tools and calculators. All financing is subject to credit approval. The default figures, amounts and information shown in the tools and calculators are hypothetical and may not be applicable to you. Please consult with qualified professionals to discuss your particular situation.