Money Management

Effective money management starts with saving and budgeting - the foundation of financial well-being. At Hudson Valley Credit Union, we're committed to helping our members acheive their goals with advice on money management and educational resources designed to foster long-term financial freedom.
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Featured Article

7 Money Myths to Stop Believing Today

We’ve debunked seven popular money myths that might be causing you confusion.
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    Should I Choose to Buy Now, Pay Later?
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    Best Times to Buy Clothing
    Are your clothes a little out of date? Do they look like they need a decent burial rather than another washing? We’ve got the best times to refill your drawers and closets with new duds!
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    Which Purchases Should I Charge to My Credit Card?
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Savings & Budget Calculators

Money Management Resources

Empower yourself with Hudson Valley Credit Union's Money Management Resources, including our HVCU Financial Management Tools, designed to simply your path to financial success.

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Explore Our Other Offerings

  • Buying a Car
    Hudson Valley Credit Union is dedicated to helping you make informed decisions about car ownership and buying a car. We provide valulable financial advice and educational resources to guide you through the process.
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  • Paying for College
    College is one of life's biggest investments, and figuring out how to pay for college can feel overwhelming. But with thoughtful planning and smart money management strategies, you can navigate these costs with confidence and minimize financial stress during your college journey.
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  • Rebuilding Credit
    Rebuilding credit is one of the most important steps towards financial recovery. For individuals who have faced financial challenges, understanding how to start rebuilding credit can empower you to regain control of your financial future.
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Important Legal Disclosures & Information

The tools and calculators on the HVCU website are provided for educational and illustrative purposes only. HVCU does not provide tax, legal, accounting, financial, investment or other professional advice. The tools and calculators should not be used as a substitute for tax, legal, accounting, financial, investment or other professional advice. Your use of the tools or calculators does not assure the availability of, or your eligibility for, any specific product offered by HVCU or its affiliates. The terms and conditions of specific products may differ and affect the results obtained by using these tools and calculators. All financing is subject to credit approval. The default figures, amounts and information shown in the tools and calculators are hypothetical and may not be applicable to you. Please consult with qualified professionals to discuss your particular situation.