Receive $1,000 Off Closing Costs When You Purchase Your New Home
Apply today, and you could receive $1,000 when you finance with us. Mortgage must close within 90 days of receipt of application to be eligible.
Your Dream Home
We know that when it comes to home financing, everyone’s needs are different. Your stage in life, the size of your family, your income, budget, and savings all come into focus when you’re buying or building your dream home. We offer a number of flexible financing options that can make home ownership a reality, including FHA and VA loans for first-time homebuyers and veterans. When financing your home with HVCU, you can expect:
- Low mortgage rates
- Affordable down payment options
- Local decision making
Apply Now
Take advantage of this limited-time offer today. Our enhanced online application allows you to complete an application, create a user name and password, upload and review documents, lock in your rate, and check the status of your application. You will also be able to consent to viewing and receiving documents electronically.
Free Home Buyer Guide
Personalized Homeowners Insurance at an Affordable Rate
Your home is one of the most significant investments you’ll make. Homeowner’s insurance1 protects you, your home, and your belongings from accidents, severe weather, theft, fire, and more. It can provide assurance that a bad day won’t get any worse. A licensed HVCU Insurance Services agent can walk you through the quote process step-by-step to ensure that you, your family, and your possessions are properly covered.
Insurance Products: Are not NCUA/NCUSIF Insured | Are not obligations of HVCU | Are not guaranteed by HVCU.
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Important Legal Disclosures & Information
The tools and calculators on the HVCU website are provided for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your financial circumstances are not guaranteed. HVCU does not provide tax, legal, accounting, financial, investment or other professional advice. The tools and calculators should not be used as a substitute for tax, legal, accounting, financial, investment or other professional advice. Your use of the tools or calculators does not assure the availability of, or your eligibility for, any specific product offered by HVCU or its affiliates. The terms and conditions of specific products may differ and affect the results obtained by using these tools and calculators. All financing is subject to credit approval. The default figures, amounts and information shown in the tools and calculators are hypothetical and may not be applicable to you. Please consult with qualified professionals to discuss your particular situation.
*Primary occupancy residential purchase mortgages only. All other loan types, including HVCU mortgage refinances, home equity products, or commercial mortgages, are not eligible for this reduced closing cost promotional offer. Complete mortgage application must be received prior to 11:59 pm on 12/31/2023, and the mortgage must close within 90 days of receipt of application to be eligible. No exceptions will be made or considered. The $1,000 closing costs reduction offer will be credited at closing. Member pays for all other costs at closing. May be subject to IRS reporting. Consult a tax professional as to reporting requirements, as this offer is not intended to provide tax advice or guidance. This offer is not guaranteed if your account is not in good standing and if you do not meet our credit and/or underwriting criteria. Offer may be withdrawn at any time by HVCU without further notice provided to you. Speak to an HVCU Mortgage Loan Officer for more information. Loans are subject to terms, conditions, and credit approval.
1Insurance Products: Are not NCUA/NCUSIF Insured | Are not obligations of HVCU | Are not guaranteed by HVCU.