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Hudson Valley Credit Union – Your Trusted Credit Union in New York
Rooted in the heart of southeastern New York and now expanding into the Capital Region and Sullivan County, Hudson Valley Credit Union has been empowering our community's financial success for more than six decades. As one of New York’s largest and most tenured credit unions, we're committed to helping our employees, members, and neighbors achieve financial freedom at every stage of life - in the Hudson Valley and beyond.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted, local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
From personal checking to business loans, mortgages, credit cards, and insurance, we offer a comprehensive range of financial products and services tailored to your needs. Experience the difference of banking with a trusted, local New York credit union that puts people before profit.
Join our family at HVCU as we continue to grow and find ways to serve our members better. It’s time to build a brighter financial future together.
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Learn More About Saving & BudgetingWoman reviewing shopping receiptLearn More
How to Budget in Times of Inflation
Here are some tips to help you ride out the record-high inflation and keep your budget intact.Young students walking down school hallwayLearn More10 Back-to-School Hacks to Beat Inflation
Use these hacks to get through back-to-school season by trimming your spending and keeping your budget intact. -
Learn More About BorrowingCouple in bank, shaking hands with an employeeLearn More
What You Should Know When Applying for a Loan
There are two major factors that lenders look to when making a loan decision.man holding phone with credit score displayedLearn MoreCredit Reports & FICO® Scores
Your credit reports can help you understand how paying off or assuming debt influences your FICO® Score, and what you can do to maintain a solid rating. -
Learn More About Home FinancingCouple looking over house plansLearn More
Is a Renovation Mortgage Right for You?
Finance both the purchase price of a home, plus the cost of future repairs and/or updates.Two female friends sitting on living room floor surrounded by boxes.Learn MoreThe Pros and Cons of Buying a House With A Friend
Learn what you need to know, including the risks and the financial implications, on buying a home with a friend. -
Learn More About Businessbusiness people shaking hands Opens video in a modalWatch Video
Your Guide to Successful Sales Tactics: Aim to Thrive in the Worst of Times
Prepare for your business to stay ahead of the competition during and economic downturn. Learn how from Carmen Carrozza, Assistant Vice President, Senior Branch Manager at Hudson Valley Credit Union.two business people looking at an annual report projection on screen Opens video in a modalWatch VideoYour Guide to Harnessing Data for Competitive Advantage
The key to identifying what data you have in your business that can then be harnessed to help you solve your key business challenges. -
Learn More About InsuranceMan sitting on living room floor holding dog.Learn More
Your Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance.Exterior image of home with storm clouds aboveLearn MoreYour Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need. -
Learn More About Fraud & Securitytwo girls using parents computer Opens video in a modalWatch Video
Child Cyber Safety Webinar
The internet can be a scary place for adults, so how do our children operate safely in a digital world?
Confused woman holding cell phone and credit cardLearn MoreRed Flags for Banking Fraud
Help protect yourself and your bank accounts from fraud by knowing about suspicious situations and taking precautions. Visit us here for more information!
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News & Events
HVCU staff and Marist staff standing in the Marist Red Fox Financial Branch
Marist University and HVCU Launch Marist Red Fox Financial
Marist Red Fox Financial in New York is a student-powered credit union that combines experiential learning with valuable financial services for the Marist University community.
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Scholarship Winners Announced
Congratulations to the winners of the 2025 Scholarship Program!
What Your Neighbors Are Saying
Man in yellow sweatshirt looking out car window
HVCU Member
15 Years
HVCU has helped me in all aspects of my banking needs. I have had a line of credit, taken car loans and had multiple checking and savings accounts.
Young couple with financial counselor
HVCU Member
2 Years
I love how quick and easy the whole process of getting the loan was. And the people we dealt with were very friendly.
Girl banking on her phone
HVCU Member
20 Years
Online Services are easy to navigate. In person service is friendly and efficient.
Couple moving in
HVCU Member
7 Years
HVCU made getting my first mortgage a very pleasant experience.