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Business Checking Accounts

A great checking account is a must to help keep your business running smoothly.

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    Two options to choose from to serve the needs of businesses large and small
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    Use your Visa® Debit Card for purchases and earn one HVCU Rewards! point1 for every $5 spent on signature-based / credit transactions (when you don’t enter your PIN). Points can be redeemed for merchandise, cash, travel rewards, and more.
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    Your accounts are insured by the National Credit Union Share Insurance Fund to at least $250,000. Visit to learn more about your Share Insurance Coverage.

Get Started

Contact a Branch Manager to Open an Account

Important Info About Opening a Business Account for a Legal Entity

Move Your Accounts to HVCU with CLickSWITCH


Choose the checking account that works for you:

Value Business Checking

  • Average daily balance of $2,500
  • First 250 check items free
  • Bill Pay available ($5.95 monthly service fee)

Enhanced Business Checking

  • Average daily balance of $10,000
  • First 500 check items free
  • Daily dividends
  • Free Bill Pay
  • Free official checks
  • Free guaranteed checks
  • Free first order of checks (restrictions apply)



Enhanced Business Checking Account Rate


View all rates and disclosures

Visa Debit Card

Ask for a free HVCU Visa Debit card for your checking account and start enjoying its benefits immediately. Use your card instead of checks everywhere Visa Debit is accepted—and earn points through HVCU Rewards!  Earn one point1 for every $5 spent on signature-based / credit transactions (when you don’t enter your PIN). Points can be redeemed for merchandise, cash, travel rewards, and more.


Your New Partner

All of us at HVCU are here to help your business succeed, and our Branch Managers are your first point of contact. As we get to know your unique set of needs, we can help you structure your accounts to ensure you're getting the affordable and convenient ones that can help your business grow.

Stop by your local branch and see how our team is ready to help your team today.

  • Local branches open late nights and Saturdays
  • At least one 24 Hour ATM and Night Depository available at each branch
  • Community mindset – each branch is involved in their local community and the non-profits that serve them

Switch Your Accounts to HVCU

There's a fast, simple, and secure way to move your direct deposits and automatic payments at other financial institutions to your HVCU savings accounts. Our free ClickSWITCH service takes the hassles out of switching accounts and can be completed in as little as ten minutes! Switch your accounts with our easy-to-use ClickSWITCH service.

Useful Resources

Wealth Management at Hudson Valley Credit Union is dedicated to helping our business members pursue their financial goals. As a local organization, they understand the challenges hard working members face as they grow their businesses, ensure stability for their employees, and prepare for their own retirement.

Financial Planning

1 Visa Debit Card reward points require signature-authorized transactions to earn points. PIN-based, point-of-sale, ATM transactions, cash withdrawals, and checks do not earn points.

2 ATM owner may assess a surcharge.