Save More of What You Make
Earn higher interest on higher balances, with no monthly maintenance fees as long as you maintain the minimum balance.
Features and Benefits
-
- Minimum opening balance of $1,0001
- Tiered balance amounts based on savings preferences
- Earn higher interest rates on higher balances
- Earn daily dividends
- Six combined withdrawals and transfers permitted per month2
-
- Any funds deposited are NCUA insured
-
- Handle unplanned expenses with ready access to your money
- Offers higher yields than traditional savings accounts and certificate accounts
- Maintain liquidity while capitalizing on your reserves
- See all of your account activity through Internet Banking and Mobile Banking
Check Out Our Money Market Rates
Strengthen Your Business with Our Business Banking Solutions
Business Savings
Start saving for future business expenses and materialize the most ambitious aspirations.
Business Certificates
Save for future business expenses and projects. Competitive rates on higher balances and longer term periods.
Business Checking
Manage payables and receivables with a simple, easy-to-use business checking account.
Your Money Is Protected
Accounts at HVCU are Federally Insured for up to $250,000. Share insurance coverage is provided by the National Credit Union Administration (NCUA), an independent government agency that charters, regulates and insures federal credit unions. Visit mycreditunion.gov to learn more about your Share Insurance Coverage.
Learning Center
-
View More Resources for BusinessYoung business owner using laptop in retail shop stock photoLearn More
Our Top 5 Small Business Tips to Keep Your Finances in Order
Discover 5 essential small business financial tips to help you manage money smarter, avoid debt, and grow with confidence.business man looking at plans on a deskLearn More5 Advantages to Starting Your Business with a Plan
Vital to your success, a business plan serves as the framework for your organization. -
View More Resources for BorrowingHanding over car keysLearn More
Buying a Car from a Private Seller? Here’s What You Need to Know
Here are some tips for buying a car from a private seller that protect you from buying a lemon.Female college student holding booksLearn MoreAn Easy Guide to Student Loans
Here are five tips to help you get a better understanding of student loans. -
View More Resources for Fraud & Securitymobile photo cyber security montageLearn More
National Consumer Protection Week is Here
From March 3 - 9, join us as we raise awareness on fraud, scams and the tips to avoid them during National Consumer Protection Week.A heart with the words scam in the middle of itLearn MoreValentine's Day Romance Scams
Here are a few ways to protect yourself from romance scams. -
View More Resources for Home Financingkitchen remodel sketchLearn More
What is Home Equity?
Home equity is the difference between the current market value of your property and any liens, such as the balance owed on the mortgage.Couple looking over house plansLearn MoreIs a Renovation Mortgage Right for You?
Finance both the purchase price of a home, plus the cost of future repairs and/or updates. -
View More Resources for InsuranceMan sitting on living room floor holding dog.Learn More
Your Complete Guide To Renter’s Insurance
Learn about the valuable aspects of financial protection and coverage offered by renter’s insurance.Exterior image of home with storm clouds aboveLearn MoreYour Complete Guide To Homeowners Insurance
Learn how to find coverage options without overpaying for more protection than you need. -
View More Resources for Saving & BudgetingMillennial couple looking at their finances via online banking stock photoLearn More
Everything You Need to Know About Building an Emergency Fund
Learn how to start building an emergency fund, how much to save, and what expenses to avoid. Explore simple steps and smart tools to get started.Female with laptop paying bills onlineLearn MoreBuilding Financial Resilience: Strategies for Overcoming Financial Stress
Take a look at key strategies for overcoming financial stress and building financial resilience.
We Are Here To Help
Important Legal Disclosures & Information
1The Money Market Account is subject to a monthly fee in accordance with the Fee Schedule. To avoid the imposition of the fee, you must maintain a minimum daily balance of $1,000.
2 If withdrawals, including transfers within a calendar month exceed an aggregate of six transactions, a fee of $10 is assessed for each withdrawal or transfer in excess of the permitted six.