As a local financial partner, HVCU offers comprehensive solutions so businesses can become more efficient and profitable. Our variety of commercial loan products including lines of credit, term loans, credit cards, and more all come with low rates and attractive terms.
Lines of Credit
Keep your line of credit available to help manage
short-term working capital needs such as seasonal
purchases, payroll, or inventory.
- Variable interest rate line lets you borrow, repay, and borrow again – when you need it
- Collateral may include business assets, cash, or unencumbered, improved real estate
Explore Lines of Credit
Business Visa Platinum Credit Card
Use your Visa Platinum Credit Card with Rewards to
make purchases with ease.
- Credit line available up to $50,000
- Add authorized users as needed
- Receive merchant discounts with Visa SavingsEdge
Explore Credit Cards
Business Lending Made Easy
We now offer a convenient and simple way for you to apply online for a business loan – any time and from any device. Whether you are looking for a credit card, line of credit, equipment/vehicle loan, or commercial mortgage, you can get the process started by clicking the button below.
Must be eligible for membership if applying for funding through HVCU. Qualified business include those located in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County.