Get the best checking with HVCU. We’re not your average bank, and you’re not just a number. We won’t charge you monthly fees, and there’s no minimum balance to worry about.
Our basic account is anything but – you’ll get a Visa® Debit Rewards Card with access to over 85,000 surcharge-free ATMs and mobile wallet for contactless payments. Easily deposit checks right from your phone with our Mobile Deposit feature or set up direct deposit with your employer so you don’t have to wait. Pay your bills online, set up automatic transfers, and sign up for account activity notifications. Complete your experience with Internet Banking or Mobile Banking, which make it easy to access your accounts and do all of the above and more.
You’ll love that our checking account goes beyond basic and free. We treat our members right!
NO MONTHLY FEES | EARN REWARDS WITH HVCU REWARDS | ANYTIME ACCOUNT ACCESS
Visa Debit Card
Maximize your checking account with a free Visa® Debit Card. You’ll get access to over 85,000 surcharge-free ATMs nationwide, 12 free transactions at non-HVCU ATMs per month, and so much more. It’s convenient for getting cash and making purchases, and also helps you earn HVCU Rewards! points when you start shopping. Use your card to safely shop online, at a store, or by phone – anywhere Visa is accepted. Your Visa Debit card can even be used for contactless payments or in a mobile wallet.
Earn points for every qualified transaction you make – one point per $5 spent on signature-based/credit transactions2,3 (when you don’t enter your PIN). Redeem your HVCU Rewards! points for cash back credit, gift cards, charitable donations, and more. Log into Internet Banking or Mobile Banking for a full list of redemption categories.
You can also combine bonus points between your debit and credit cards or with others in your household.
Explore the Services Below to Get the Most Out of Your Checking Account
Member Rewards Program4
Members who have an HVCU checking account and Visa Debit Card also receive:
- 12 free non-HVCU network ATM transactions5
- 2 free boxes of HVCU custom checks annually
- Free replacement Visa Debit Cards and Visa Credit Cards
- 25 free check copies annually
- 25 free statement copies annually
- Free official checks and money orders
- Free check protests / collections
- Free guaranteed checks
Checking Account Rate
View all rates and disclosures