Do you currently have a Hudson Valley Credit Union Account?
Please note: You may open accounts with Hudson Valley Credit Union if you live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester County. If you do not have an account with Hudson Valley Credit Union, you will be required to open a Primary savings account with $0.01 when your loan is funded. Our loan applications prompt you to open an account, as applicable to your situation. If you are a joint member on other HVCU member accounts and do not have any primary accounts, please select No.
No matter what type of checking account you need, you’ve come to the right place. Whether you are looking for an account that offers perks, rewards, and loan discounts, or just need an everyday account that provides all the essentials to do banking your way, we’ve got you covered with our Premier Checking, Classic Checking or Teen Checking for those 13-17 years of age.
Take our checking account quiz
, or review the checking account options below, to see which account is best for your needs.
Compare Checking Accounts
|Incoming Wire Transfer Fee
|Free Transactions at Non-HVCU ATMs Per Month11
||Up to 12
|Minimum Balance Requirement
To avoid this fee, you must maintain a combined average daily share balance of $15,000 or more and aggregate monthly direct deposit(s) of $1,000.
|Expedited Shipping for Debit or Credit Cards
Teen Checking Accounts
We also offer a checking account for members between the ages of 13 and 17. So if you are looking to open your own account, or are a parent of a teen and would like to help get them started, now is the time to open an account. Learn more.
Still Not Sure Which Checking Account is Right for You?
Take the checking account quiz
, stop by one of our convenient branch locations
to speak with a member of our team, or even live chat with us during regular business hours.
Already Have a Classic Checking Account? Upgrade to a Premier Checking Account Today!
If you currently have an HVCU Classic Checking Account, now is a great time to upgrade. Our Premier Checking Account provides the opportunity to receive a variety of benefits as noted in the comparison chart above. Use our online form to upgrade today!
Use Your Debit Card, Get Rewarded
Whether you're hunting for bargains, planning an adventure, or just buying gas or groceries, your HVCU Visa® Debit Card makes shopping easier. Use your card at millions of places – right around the corner, online, or all over the world. Plus, you’ll earn HVCU Rewards! points on every signature-based transaction you make with your card.
Member Rewards Program12
Members who have an HVCU checking account and Visa Debit Card are eligible for:
- Free replacement Visa Debit Cards and Visa Credit Cards
- 25 free check copies annually
- 25 free statement copies annually
- Free official checks and money orders
- Free check protests / collections
- Free guaranteed checks
Access Your Accounts
If you have an HVCU checking account, you can access your account 24/7, using: